{
  "name": "Supermarker credit card comparison (השוואת כרטיסי אשראי)",
  "description": "כרטיסי האשראי בהשוואה של סופרמרקר: דמי כרטיס ומדרגות הפטור, עמלת מט\u0022ח, התמורה שהמנפיק מצהיר עליה, והעלות השנתית בפרופיל ברירת המחדל. כל מספר נבדק מול תעריפון, תקנון או דף מוצר של המנפיק, בתאריך שבשדה verified.",
  "version": "1.0",
  "asOf": "2026-11-13",
  "publisher": "Supermarker (סופרמרקר)",
  "author": "רונן מוסקל",
  "url": "https://www.supermarker.themarker.com/CreditCards/CompareCreditCards.aspx",
  "methodology": "https://www.supermarker.themarker.com/CreditCards/HowWeCalculate.aspx",
  "profile": {
    "spendMonthlyIls": 6000,
    "institutionsMonthlyIls": 1000,
    "foreignCurrencyYearlyIls": 6000,
    "noteHe": "העלות השנתית בשדה annualCost מחושבת לפרופיל הזה. בכרטיס של מועדון סגור החישוב מניח שאתם זכאים, כמו בדף הכרטיס."
  },
  "fields": {
    "id": "מזהה יציב של הכרטיס (slug)",
    "name": "שם הכרטיס",
    "issuer": "המנפיק (חברת הכרטיסים)",
    "club": "המועדון, אם יש",
    "network": "הרשת (Visa, Mastercard, Amex, Diners)",
    "segment": "private = פרטי, business = עסקי",
    "kind": "credit = אשראי, debit = דביט, prepaid = נטען",
    "url": "דף הכרטיס באתר, בכתובת הקנונית",
    "eligibility": "מי זכאי, כשזה מועדון סגור. null = פתוח לכולם",
    "monthlyFeeIls": "דמי הכרטיס לחודש בשקלים, לפני מדרגות ופטורים (המחירון). null = לא פורסם או בבדיקה",
    "monthlyFeeNoteHe": "דמי כרטיס שפורסמו בדולרים: הסכום, ההמרה והשער היציג שלפיו הומר",
    "feeTiers": "מדרגות דמי הכרטיס לפי ההוצאה בחודש: מ-fromMonthlySpendIls משלמים monthlyFeeIls",
    "firstYearWaiverMonths": "חודשי פטור מדמי הכרטיס בשנה הראשונה",
    "fxFeePct": "עמלת המט\u0022ח באחוזים: firstYear בשנה הראשונה, regularYear מהשנה השנייה. null = לא פורסם",
    "earn": "הצבירה: type = rate (החזר באחוזים) או points (נקודה על כל spendPerPointIls), redeem = סוג המימוש",
    "annualCostIls": "העלות השנתית בפרופיל: דמי כרטיס אחרי מדרגות ופטורים ועמלת מט\u0022ח, לפני הטבות. null = לא דורג (unrankedReasonHe)",
    "declaredReturnIls": "התמורה שהמנפיק מצהיר עליה באותו פרופיל, בשקלים. null = אין, או שהמנפיק לא פרסם שווי לנקודה",
    "declaredReturnUnits": "התמורה ביחידות התוכנית (נקודות או ₪ זיכוי)",
    "unrankedReasonHe": "למה הכרטיס לא דורג, באותו ניסוח כמו בדף",
    "perks": "מה עוד בכרטיס (טרקלין, ביטוח נסיעות, כרטיס נוסף, ארנקים), מעובדות מאומתות. לא נכנס לעלות ולתמורה. scope = product (של הכרטיס) או issuer (של המנפיק), validUntil = עד מתי ההטבה בתוקף",
    "verified": "התאריך הישן ביותר שבו נבדקה עובדה של הכרטיס",
    "sources": "המסמכים הרשמיים שמהם נלקחו הנתונים"
  },
  "count": 87,
  "cards": [
    {
      "id": "isracard-regular",
      "name": "ישראכרט רגיל",
      "issuer": "ישראכרט",
      "club": null,
      "network": "Mastercard / Visa",
      "segment": "private",
      "kind": "credit",
      "url": "https://www.supermarker.themarker.com/CreditCards/CreditCard.aspx?Product=64",
      "eligibility": null,
      "monthlyFeeIls": 17.9,
      "monthlyFeeNoteHe": null,
      "feeTiers": [
        {
          "fromMonthlySpendIls": 5000,
          "monthlyFeeIls": 15.3,
          "onlyTrack": null
        },
        {
          "fromMonthlySpendIls": 7500,
          "monthlyFeeIls": 0,
          "onlyTrack": null
        }
      ],
      "firstYearWaiverMonths": 0,
      "fxFeePct": {
        "firstYear": 2.9,
        "regularYear": 2.9
      },
      "earn": null,
      "annualCostIls": {
        "firstYear": 358,
        "regularYear": 358
      },
      "declaredReturnIls": {
        "firstYear": null,
        "regularYear": null
      },
      "declaredReturnUnits": null,
      "unrankedReasonHe": null,
      "perks": [],
      "verified": "2026-11-04",
      "sources": [
        {
          "title": "לובי כרטיסי האשראי של ישראכרט (כל הכרטיסים, 41)",
          "url": "https://www.isracard.co.il/lobby-credit-cards/private"
        },
        {
          "title": "מגזין: איך להגדיל את מסגרת האשראי",
          "url": "https://www.isracard.co.il/blog/credit-cards/credit-line-increase/private"
        },
        {
          "title": "מגזין: ההבדל בין מסגרת אשראי למסגרת חשבון",
          "url": "https://www.isracard.co.il/blog/credit-cards/frame-card-diff/private"
        },
        {
          "title": "תעריפון דמי כרטיס ושירותים שונים, ישראכרט חוץ-בנקאי (גרסה 06/2026)",
          "url": "https://digital.isracard.co.il/globalassets/taarifon_2026.pdf"
        }
      ]
    },
    {
      "id": "max-classic",
      "name": "MAX קלאסיק",
      "issuer": "מקס",
      "club": null,
      "network": "Visa / Mastercard",
      "segment": "private",
      "kind": "credit",
      "url": "https://www.supermarker.themarker.com/CreditCards/CreditCard.aspx?Card=max-classic",
      "eligibility": null,
      "monthlyFeeIls": 12.9,
      "monthlyFeeNoteHe": null,
      "feeTiers": [
        {
          "fromMonthlySpendIls": 1750,
          "monthlyFeeIls": 7.9,
          "onlyTrack": null
        },
        {
          "fromMonthlySpendIls": 5000,
          "monthlyFeeIls": 0,
          "onlyTrack": "pinukim"
        }
      ],
      "firstYearWaiverMonths": 0,
      "fxFeePct": {
        "firstYear": 3,
        "regularYear": 3
      },
      "earn": null,
      "annualCostIls": {
        "firstYear": 180,
        "regularYear": 180
      },
      "declaredReturnIls": {
        "firstYear": null,
        "regularYear": null
      },
      "declaredReturnUnits": null,
      "unrankedReasonHe": null,
      "perks": [],
      "verified": "2026-11-04",
      "sources": [
        {
          "title": "דף כרטיסי MAX (לובי \u002B שאלות ותשובות)",
          "url": "https://www.max.co.il/cards"
        },
        {
          "title": "דף מוצר VICTORY",
          "url": "https://www.max.co.il/cards/victory"
        },
        {
          "title": "מגזין: הגדלת מסגרת בכרטיס האשראי",
          "url": "https://www.max.co.il/loans/magazine/hagdalat-misgeret"
        },
        {
          "title": "תעריפון עמלות כללי (Excel)",
          "url": "https://www.max.co.il/api/umbraco/getImage?imageName=taarifon-amlot-klali.xlsx"
        },
        {
          "title": "תעריפון עמלות כללי (PDF, ר\u0022ה 30-12-117)",
          "url": "https://www.max.co.il/api/umbraco/getImage?imageName=taarifon_general.pdf"
        }
      ]
    },
    {
      "id": "cal-cashcal-pro",
      "name": "CashCal Pro",
      "issuer": "כאל",
      "club": "CashCal Pro",
      "network": "Diners בארץ, Mastercard בחו\u0022ל",
      "segment": "private",
      "kind": "credit",
      "url": "https://www.supermarker.themarker.com/CreditCards/CreditCard.aspx?Product=4448",
      "eligibility": null,
      "monthlyFeeIls": 19.9,
      "monthlyFeeNoteHe": null,
      "feeTiers": [],
      "firstYearWaiverMonths": 12,
      "fxFeePct": {
        "firstYear": 1,
        "regularYear": 2
      },
      "earn": {
        "type": "rate",
        "ratePct": [
          1,
          0.75
        ],
        "spendPerPointIls": null,
        "pointValueIls": null,
        "capMonth": 450,
        "capYear": 5400,
        "redeem": "שובר או גיפטקארד"
      },
      "annualCostIls": {
        "firstYear": 60,
        "regularYear": 359
      },
      "declaredReturnIls": {
        "firstYear": 660,
        "regularYear": 496
      },
      "declaredReturnUnits": {
        "firstYear": 660,
        "regularYear": 496,
        "unit": "₪ זיכוי"
      },
      "unrankedReasonHe": null,
      "perks": [
        {
          "type": "lounge",
          "textHe": "טרקלין: 75 ₪ לכניסה",
          "scope": "product",
          "validUntil": null,
          "source": "דף CashCal Pro / CashCal (שתי לשוניות)"
        },
        {
          "type": "travel",
          "textHe": "ביטוח נסיעות: 5 ימים חינם",
          "scope": "issuer",
          "validUntil": "2026-12-31",
          "source": "דפי ביטוח נסיעות של כאל והטבות חו\u0022ל ל-FlyAll"
        }
      ],
      "verified": "2026-11-04",
      "sources": [
        {
          "title": "דף CashCal Pro / CashCal (שתי לשוניות)",
          "url": "https://www.cal-online.co.il/cards/cashcal-pro/"
        },
        {
          "title": "דף Miles \u0026 More (06/11/2026), כולל הודעת חיווי אשראי",
          "url": "https://www.cal-online.co.il/cards/milesnmore/"
        },
        {
          "title": "דפי ביטוח נסיעות של כאל והטבות חו\u0022ל ל-FlyAll",
          "url": "https://www.cal-online.co.il/goingabroad/abroad-benefits/insurance/"
        },
        {
          "title": "הגדלת מסגרת אשראי (דף שירות עצמי)",
          "url": "https://www.cal-online.co.il/self-service/increasecreditlimit/"
        },
        {
          "title": "רשימת עמלות כאל ודיינרס (Excel), בתוקף מ-1/6/2026",
          "url": "https://www.cal-online.co.il/media/oj0paeu1/amlotxlsx.xlsx"
        },
        {
          "title": "תקנון תכנית מועדון CashCal Pro",
          "url": "https://www.cal-online.co.il/media/iciixydi/cashcal-pro-takanon-n.pdf"
        }
      ]
    },
    {
      "id": "isracard-flycard",
      "name": "FLY CARD",
      "issuer": "ישראכרט",
      "club": "אל על FLY CARD",
      "network": "Mastercard",
      "segment": "private",
      "kind": "credit",
      "url": "https://www.supermarker.themarker.com/CreditCards/CreditCard.aspx?Card=isracard-flycard",
      "eligibility": null,
      "monthlyFeeIls": 19.9,
      "monthlyFeeNoteHe": null,
      "feeTiers": [],
      "firstYearWaiverMonths": 0,
      "fxFeePct": {
        "firstYear": 2.5,
        "regularYear": 2.5
      },
      "earn": {
        "type": "points",
        "ratePct": null,
        "spendPerPointIls": 5,
        "pointValueIls": null,
        "capMonth": null,
        "capYear": null,
        "redeem": "נקודות"
      },
      "annualCostIls": {
        "firstYear": 389,
        "regularYear": 389
      },
      "declaredReturnIls": {
        "firstYear": null,
        "regularYear": null
      },
      "declaredReturnUnits": {
        "firstYear": 13200,
        "regularYear": 13200,
        "unit": "נקודות נוסע מתמיד"
      },
      "unrankedReasonHe": null,
      "perks": [
        {
          "type": "extra_card",
          "textHe": "כרטיס שני: 50% הנחה",
          "scope": "product",
          "validUntil": null,
          "source": "דף FLY CARD בישראכרט"
        }
      ],
      "verified": "2026-11-04",
      "sources": [
        {
          "title": "דף FLY CARD בישראכרט",
          "url": "https://www.isracard.co.il/flycard/private"
        },
        {
          "title": "לובי כרטיסי האשראי של ישראכרט (כל הכרטיסים, 41)",
          "url": "https://www.isracard.co.il/lobby-credit-cards/private"
        },
        {
          "title": "מגזין: איך להגדיל את מסגרת האשראי",
          "url": "https://www.isracard.co.il/blog/credit-cards/credit-line-increase/private"
        },
        {
          "title": "מגזין: ההבדל בין מסגרת אשראי למסגרת חשבון",
          "url": "https://www.isracard.co.il/blog/credit-cards/frame-card-diff/private"
        },
        {
          "title": "תעריפון דמי כרטיס ושירותים שונים, ישראכרט חוץ-בנקאי (גרסה 06/2026)",
          "url": "https://digital.isracard.co.il/globalassets/taarifon_2026.pdf"
        },
        {
          "title": "תקנון FLY CARD ישראכרט",
          "url": "https://digital.isracard.co.il/globalassets/FLYCARD-TERMS.pdf"
        }
      ]
    },
    {
      "id": "cal-flyall",
      "name": "FlyAll",
      "issuer": "כאל",
      "club": "FlyAll",
      "network": "Diners בארץ, Mastercard בחו\u0022ל",
      "segment": "private",
      "kind": "credit",
      "url": "https://www.supermarker.themarker.com/CreditCards/CreditCard.aspx?Card=cal-flyall",
      "eligibility": null,
      "monthlyFeeIls": 17.9,
      "monthlyFeeNoteHe": null,
      "feeTiers": [],
      "firstYearWaiverMonths": 12,
      "fxFeePct": {
        "firstYear": 1,
        "regularYear": 2.5
      },
      "earn": {
        "type": "rate",
        "ratePct": [
          1,
          0.75
        ],
        "spendPerPointIls": null,
        "pointValueIls": 1,
        "capMonth": null,
        "capYear": null,
        "redeem": "נקודות לערוץ אחד"
      },
      "annualCostIls": {
        "firstYear": 60,
        "regularYear": 365
      },
      "declaredReturnIls": {
        "firstYear": 660,
        "regularYear": 496
      },
      "declaredReturnUnits": {
        "firstYear": 660,
        "regularYear": 496,
        "unit": "₪ זיכוי"
      },
      "unrankedReasonHe": null,
      "perks": [
        {
          "type": "lounge",
          "textHe": "טרקלין: 75 ₪ לכניסה",
          "scope": "product",
          "validUntil": null,
          "source": "דף FlyAll (כולל שאלות ותשובות)"
        },
        {
          "type": "travel",
          "textHe": "ביטוח נסיעות: 5 ימים חינם",
          "scope": "product",
          "validUntil": "2026-12-31",
          "source": "דפי ביטוח נסיעות של כאל והטבות חו\u0022ל ל-FlyAll"
        }
      ],
      "verified": "2026-11-04",
      "sources": [
        {
          "title": "דף CashCal Pro / CashCal (שתי לשוניות)",
          "url": "https://www.cal-online.co.il/cards/cashcal-pro/"
        },
        {
          "title": "דף FlyAll (כולל שאלות ותשובות)",
          "url": "https://www.cal-online.co.il/cards/flyall"
        },
        {
          "title": "דף Miles \u0026 More (06/11/2026), כולל הודעת חיווי אשראי",
          "url": "https://www.cal-online.co.il/cards/milesnmore/"
        },
        {
          "title": "דפי ביטוח נסיעות של כאל והטבות חו\u0022ל ל-FlyAll",
          "url": "https://www.cal-online.co.il/goingabroad/abroad-benefits/insurance/"
        },
        {
          "title": "הגדלת מסגרת אשראי (דף שירות עצמי)",
          "url": "https://www.cal-online.co.il/self-service/increasecreditlimit/"
        },
        {
          "title": "רשימת עמלות כאל ודיינרס (Excel), בתוקף מ-1/6/2026",
          "url": "https://www.cal-online.co.il/media/oj0paeu1/amlotxlsx.xlsx"
        },
        {
          "title": "תקנון תכנית מועדון FlyAll",
          "url": "https://www.cal-online.co.il/media/xl2l34gq/takanonflyall.pdf"
        }
      ]
    },
    {
      "id": "max-international",
      "name": "MAX בינלאומי / זהב",
      "issuer": "מקס",
      "club": null,
      "network": "Visa / Mastercard",
      "segment": "private",
      "kind": "credit",
      "url": "https://www.supermarker.themarker.com/CreditCards/CreditCard.aspx?Card=max-international",
      "eligibility": null,
      "monthlyFeeIls": 17.9,
      "monthlyFeeNoteHe": null,
      "feeTiers": [
        {
          "fromMonthlySpendIls": 3000,
          "monthlyFeeIls": 12.9,
          "onlyTrack": null
        },
        {
          "fromMonthlySpendIls": 6000,
          "monthlyFeeIls": 0,
          "onlyTrack": "pinukim"
        }
      ],
      "firstYearWaiverMonths": 0,
      "fxFeePct": {
        "firstYear": 3,
        "regularYear": 3
      },
      "earn": null,
      "annualCostIls": {
        "firstYear": 180,
        "regularYear": 180
      },
      "declaredReturnIls": {
        "firstYear": null,
        "regularYear": null
      },
      "declaredReturnUnits": null,
      "unrankedReasonHe": null,
      "perks": [
        {
          "type": "wallets",
          "textHe": "Google Pay, Apple Pay",
          "scope": "product",
          "validUntil": null,
          "source": "דף כרטיסי הפינוקים"
        }
      ],
      "verified": "2026-11-04",
      "sources": [
        {
          "title": "דף כרטיסי MAX (לובי \u002B שאלות ותשובות)",
          "url": "https://www.max.co.il/cards"
        },
        {
          "title": "דף כרטיסי הפינוקים",
          "url": "https://www.max.co.il/cards/pinukim"
        },
        {
          "title": "דף מוצר VICTORY",
          "url": "https://www.max.co.il/cards/victory"
        },
        {
          "title": "מגזין: הגדלת מסגרת בכרטיס האשראי",
          "url": "https://www.max.co.il/loans/magazine/hagdalat-misgeret"
        },
        {
          "title": "תעריפון עמלות כללי (Excel)",
          "url": "https://www.max.co.il/api/umbraco/getImage?imageName=taarifon-amlot-klali.xlsx"
        },
        {
          "title": "תעריפון עמלות כללי (PDF, ר\u0022ה 30-12-117)",
          "url": "https://www.max.co.il/api/umbraco/getImage?imageName=taarifon_general.pdf"
        }
      ]
    },
    {
      "id": "cal-regular",
      "name": "כאל רגיל",
      "issuer": "כאל",
      "club": null,
      "network": "Visa / Mastercard",
      "segment": "private",
      "kind": "credit",
      "url": "https://www.supermarker.themarker.com/CreditCards/CreditCard.aspx?Product=70",
      "eligibility": null,
      "monthlyFeeIls": 17.9,
      "monthlyFeeNoteHe": null,
      "feeTiers": [
        {
          "fromMonthlySpendIls": 5000,
          "monthlyFeeIls": 9.9,
          "onlyTrack": null
        },
        {
          "fromMonthlySpendIls": 7500,
          "monthlyFeeIls": 0,
          "onlyTrack": null
        }
      ],
      "firstYearWaiverMonths": 0,
      "fxFeePct": {
        "firstYear": 3,
        "regularYear": 3
      },
      "earn": null,
      "annualCostIls": {
        "firstYear": 299,
        "regularYear": 299
      },
      "declaredReturnIls": {
        "firstYear": null,
        "regularYear": null
      },
      "declaredReturnUnits": null,
      "unrankedReasonHe": null,
      "perks": [
        {
          "type": "travel",
          "textHe": "ביטוח נסיעות: 5 ימים חינם",
          "scope": "issuer",
          "validUntil": "2026-12-31",
          "source": "דפי ביטוח נסיעות של כאל והטבות חו\u0022ל ל-FlyAll"
        }
      ],
      "verified": "2026-11-04",
      "sources": [
        {
          "title": "דף CashCal Pro / CashCal (שתי לשוניות)",
          "url": "https://www.cal-online.co.il/cards/cashcal-pro/"
        },
        {
          "title": "דף Miles \u0026 More (06/11/2026), כולל הודעת חיווי אשראי",
          "url": "https://www.cal-online.co.il/cards/milesnmore/"
        },
        {
          "title": "דפי ביטוח נסיעות של כאל והטבות חו\u0022ל ל-FlyAll",
          "url": "https://www.cal-online.co.il/goingabroad/abroad-benefits/insurance/"
        },
        {
          "title": "הגדלת מסגרת אשראי (דף שירות עצמי)",
          "url": "https://www.cal-online.co.il/self-service/increasecreditlimit/"
        },
        {
          "title": "רשימת עמלות כאל ודיינרס (Excel), בתוקף מ-1/6/2026",
          "url": "https://www.cal-online.co.il/media/oj0paeu1/amlotxlsx.xlsx"
        }
      ]
    },
    {
      "id": "cal-platinum",
      "name": "כאל פלטינום",
      "issuer": "כאל",
      "club": null,
      "network": "Visa / Mastercard",
      "segment": "private",
      "kind": "credit",
      "url": "https://www.supermarker.themarker.com/CreditCards/CreditCard.aspx?Product=3457",
      "eligibility": null,
      "monthlyFeeIls": 17.9,
      "monthlyFeeNoteHe": null,
      "feeTiers": [
        {
          "fromMonthlySpendIls": 7500,
          "monthlyFeeIls": 15.9,
          "onlyTrack": null
        },
        {
          "fromMonthlySpendIls": 12000,
          "monthlyFeeIls": 0,
          "onlyTrack": null
        }
      ],
      "firstYearWaiverMonths": 0,
      "fxFeePct": {
        "firstYear": 3,
        "regularYear": 3
      },
      "earn": null,
      "annualCostIls": {
        "firstYear": 395,
        "regularYear": 395
      },
      "declaredReturnIls": {
        "firstYear": null,
        "regularYear": null
      },
      "declaredReturnUnits": null,
      "unrankedReasonHe": null,
      "perks": [
        {
          "type": "travel",
          "textHe": "ביטוח נסיעות: 5 ימים חינם",
          "scope": "issuer",
          "validUntil": "2026-12-31",
          "source": "דפי ביטוח נסיעות של כאל והטבות חו\u0022ל ל-FlyAll"
        }
      ],
      "verified": "2026-11-04",
      "sources": [
        {
          "title": "דף CashCal Pro / CashCal (שתי לשוניות)",
          "url": "https://www.cal-online.co.il/cards/cashcal-pro/"
        },
        {
          "title": "דף Miles \u0026 More (06/11/2026), כולל הודעת חיווי אשראי",
          "url": "https://www.cal-online.co.il/cards/milesnmore/"
        },
        {
          "title": "דפי ביטוח נסיעות של כאל והטבות חו\u0022ל ל-FlyAll",
          "url": "https://www.cal-online.co.il/goingabroad/abroad-benefits/insurance/"
        },
        {
          "title": "הגדלת מסגרת אשראי (דף שירות עצמי)",
          "url": "https://www.cal-online.co.il/self-service/increasecreditlimit/"
        },
        {
          "title": "רשימת עמלות כאל ודיינרס (Excel), בתוקף מ-1/6/2026",
          "url": "https://www.cal-online.co.il/media/oj0paeu1/amlotxlsx.xlsx"
        }
      ]
    },
    {
      "id": "amex-blue",
      "name": "אמריקן אקספרס כחול",
      "issuer": "אמריקן אקספרס",
      "club": null,
      "network": "Amex",
      "segment": "private",
      "kind": "credit",
      "url": "https://www.supermarker.themarker.com/CreditCards/CreditCard.aspx?Product=4497",
      "eligibility": null,
      "monthlyFeeIls": 15.9,
      "monthlyFeeNoteHe": null,
      "feeTiers": [
        {
          "fromMonthlySpendIls": 1000,
          "monthlyFeeIls": 11.6,
          "onlyTrack": null
        },
        {
          "fromMonthlySpendIls": 6000,
          "monthlyFeeIls": 0,
          "onlyTrack": null
        }
      ],
      "firstYearWaiverMonths": 0,
      "fxFeePct": {
        "firstYear": 2.5,
        "regularYear": 2.5
      },
      "earn": null,
      "annualCostIls": {
        "firstYear": 150,
        "regularYear": 150
      },
      "declaredReturnIls": {
        "firstYear": null,
        "regularYear": null
      },
      "declaredReturnUnits": null,
      "unrankedReasonHe": null,
      "perks": [
        {
          "type": "travel",
          "textHe": "ביטוח נסיעות: 5 ימים חינם",
          "scope": "issuer",
          "validUntil": null,
          "source": "דף ביטוח נסיעות לחו\u0022ל של אמריקן אקספרס"
        }
      ],
      "verified": "2026-11-04",
      "sources": [
        {
          "title": "דף ביטוח נסיעות לחו\u0022ל של אמריקן אקספרס",
          "url": "https://marketing.americanexpress.co.il/pages-amex/abroadinsurance/"
        },
        {
          "title": "הגדלת מסגרת אשראי באפליקציה (דף שירות)",
          "url": "https://he.americanexpress.co.il/products-services-lobby/card-enlargement/"
        },
        {
          "title": "לובי כרטיסי האשראי של אמריקן אקספרס",
          "url": "https://www.americanexpress.co.il/lobby-credit-cards/private"
        },
        {
          "title": "תעריפון דמי כרטיס ושירותים שונים, פרימיום אקספרס (אמריקן אקספרס) חוץ-בנקאי",
          "url": "https://he.americanexpress.co.il/globalassets/pdf/taarifonhatsavjan26.pdf"
        }
      ]
    },
    {
      "id": "amex-gold",
      "name": "אמריקן אקספרס Gold",
      "issuer": "אמריקן אקספרס",
      "club": null,
      "network": "Amex",
      "segment": "private",
      "kind": "credit",
      "url": "https://www.supermarker.themarker.com/CreditCards/CreditCard.aspx?Product=4496",
      "eligibility": null,
      "monthlyFeeIls": 22.9,
      "monthlyFeeNoteHe": null,
      "feeTiers": [
        {
          "fromMonthlySpendIls": 2000,
          "monthlyFeeIls": 13.5,
          "onlyTrack": null
        },
        {
          "fromMonthlySpendIls": 7000,
          "monthlyFeeIls": 0,
          "onlyTrack": null
        }
      ],
      "firstYearWaiverMonths": 0,
      "fxFeePct": {
        "firstYear": 2.5,
        "regularYear": 2.5
      },
      "earn": {
        "type": "points",
        "ratePct": null,
        "spendPerPointIls": 60,
        "pointValueIls": 0.083333,
        "capMonth": null,
        "capYear": null,
        "redeem": "שובר או גיפטקארד"
      },
      "annualCostIls": {
        "firstYear": 312,
        "regularYear": 312
      },
      "declaredReturnIls": {
        "firstYear": 85,
        "regularYear": 85
      },
      "declaredReturnUnits": {
        "firstYear": 1019,
        "regularYear": 1019,
        "unit": "נקודות"
      },
      "unrankedReasonHe": null,
      "perks": [
        {
          "type": "travel",
          "textHe": "ביטוח נסיעות: 5 ימים חינם",
          "scope": "product",
          "validUntil": null,
          "source": "דף ביטוח נסיעות לחו\u0022ל של אמריקן אקספרס"
        }
      ],
      "verified": "2026-11-04",
      "sources": [
        {
          "title": "דף American Express Gold",
          "url": "https://www.americanexpress.co.il/credit-cards/goldcard"
        },
        {
          "title": "דף ביטוח נסיעות לחו\u0022ל של אמריקן אקספרס",
          "url": "https://marketing.americanexpress.co.il/pages-amex/abroadinsurance/"
        },
        {
          "title": "הגדלת מסגרת אשראי באפליקציה (דף שירות)",
          "url": "https://he.americanexpress.co.il/products-services-lobby/card-enlargement/"
        },
        {
          "title": "לובי כרטיסי האשראי של אמריקן אקספרס",
          "url": "https://www.americanexpress.co.il/lobby-credit-cards/private"
        },
        {
          "title": "תעריפון דמי כרטיס ושירותים שונים, פרימיום אקספרס (אמריקן אקספרס) חוץ-בנקאי",
          "url": "https://he.americanexpress.co.il/globalassets/pdf/taarifonhatsavjan26.pdf"
        }
      ]
    },
    {
      "id": "max-skymax",
      "name": "SKYMAX",
      "issuer": "מקס",
      "club": "SKYMAX",
      "network": "Visa",
      "segment": "private",
      "kind": "credit",
      "url": "https://www.supermarker.themarker.com/CreditCards/CreditCard.aspx?Card=max-skymax",
      "eligibility": null,
      "monthlyFeeIls": 19.9,
      "monthlyFeeNoteHe": null,
      "feeTiers": [],
      "firstYearWaiverMonths": 12,
      "fxFeePct": {
        "firstYear": 2.8,
        "regularYear": 2.8
      },
      "earn": {
        "type": "points",
        "ratePct": null,
        "spendPerPointIls": 160,
        "pointValueIls": 1,
        "capMonth": null,
        "capYear": null,
        "redeem": "נקודות לערוץ אחד"
      },
      "annualCostIls": {
        "firstYear": 168,
        "regularYear": 407
      },
      "declaredReturnIls": {
        "firstYear": 413,
        "regularYear": 413
      },
      "declaredReturnUnits": {
        "firstYear": 413,
        "regularYear": 413,
        "unit": "נקודות"
      },
      "unrankedReasonHe": null,
      "perks": [
        {
          "type": "lounge",
          "textHe": "טרקלינים: 32 $ לכניסה",
          "scope": "product",
          "validUntil": null,
          "source": "דף מוצר SKYMAX"
        },
        {
          "type": "travel",
          "textHe": "ביטוח נסיעות: 5 ימים חינם",
          "scope": "product",
          "validUntil": null,
          "source": "דף מוצר SKYMAX"
        },
        {
          "type": "wallets",
          "textHe": "Google Pay, Apple Pay",
          "scope": "product",
          "validUntil": null,
          "source": "דף מוצר SKYMAX"
        }
      ],
      "verified": "2026-11-04",
      "sources": [
        {
          "title": "גילוי נאות ותעריפון SKYMAX (30-12-124)",
          "url": "https://www.max.co.il/api/umbraco/getImage?imageName=taarifon-skymax.pdf"
        },
        {
          "title": "דף כרטיסי MAX (לובי \u002B שאלות ותשובות)",
          "url": "https://www.max.co.il/cards"
        },
        {
          "title": "דף מוצר SKYMAX",
          "url": "https://www.max.co.il/cards/skymax"
        },
        {
          "title": "דף מוצר VICTORY",
          "url": "https://www.max.co.il/cards/victory"
        },
        {
          "title": "מגזין: הגדלת מסגרת בכרטיס האשראי",
          "url": "https://www.max.co.il/loans/magazine/hagdalat-misgeret"
        },
        {
          "title": "תקנון כרטיס מועדון SKYMAX",
          "url": "https://www.max.co.il/api/umbraco/getImage?imageName=takanon-skymax.pdf"
        }
      ]
    },
    {
      "id": "max-skymax-premium",
      "name": "SKYMAX Premium",
      "issuer": "מקס",
      "club": "SKYMAX",
      "network": "Visa",
      "segment": "private",
      "kind": "credit",
      "url": "https://www.supermarker.themarker.com/CreditCards/CreditCard.aspx?Card=max-skymax-premium",
      "eligibility": null,
      "monthlyFeeIls": 29.9,
      "monthlyFeeNoteHe": null,
      "feeTiers": [],
      "firstYearWaiverMonths": 12,
      "fxFeePct": {
        "firstYear": 1.9,
        "regularYear": 1.9
      },
      "earn": {
        "type": "points",
        "ratePct": null,
        "spendPerPointIls": 130,
        "pointValueIls": 1,
        "capMonth": null,
        "capYear": null,
        "redeem": "נקודות לערוץ אחד"
      },
      "annualCostIls": {
        "firstYear": 114,
        "regularYear": 473
      },
      "declaredReturnIls": {
        "firstYear": null,
        "regularYear": null
      },
      "declaredReturnUnits": {
        "firstYear": 0,
        "regularYear": 0,
        "unit": "נקודות"
      },
      "unrankedReasonHe": null,
      "perks": [
        {
          "type": "lounge",
          "textHe": "טרקלינים: 32 $ לכניסה",
          "scope": "product",
          "validUntil": null,
          "source": "דף מוצר SKYMAX"
        },
        {
          "type": "travel",
          "textHe": "ביטוח נסיעות: 5 ימים חינם",
          "scope": "product",
          "validUntil": null,
          "source": "דף מוצר SKYMAX"
        },
        {
          "type": "wallets",
          "textHe": "Google Pay, Apple Pay",
          "scope": "product",
          "validUntil": null,
          "source": "דף מוצר SKYMAX"
        }
      ],
      "verified": "2026-11-04",
      "sources": [
        {
          "title": "גילוי נאות ותעריפון SKYMAX (30-12-124)",
          "url": "https://www.max.co.il/api/umbraco/getImage?imageName=taarifon-skymax.pdf"
        },
        {
          "title": "דף כרטיסי MAX (לובי \u002B שאלות ותשובות)",
          "url": "https://www.max.co.il/cards"
        },
        {
          "title": "דף מוצר SKYMAX",
          "url": "https://www.max.co.il/cards/skymax"
        },
        {
          "title": "דף מוצר VICTORY",
          "url": "https://www.max.co.il/cards/victory"
        },
        {
          "title": "מגזין: הגדלת מסגרת בכרטיס האשראי",
          "url": "https://www.max.co.il/loans/magazine/hagdalat-misgeret"
        },
        {
          "title": "תקנון כרטיס מועדון SKYMAX",
          "url": "https://www.max.co.il/api/umbraco/getImage?imageName=takanon-skymax.pdf"
        }
      ]
    },
    {
      "id": "max-back-total",
      "name": "MAX Back Total",
      "issuer": "מקס",
      "club": "MAX Back Total",
      "network": "Visa",
      "segment": "private",
      "kind": "credit",
      "url": "https://www.supermarker.themarker.com/CreditCards/CreditCard.aspx?Product=8260",
      "eligibility": null,
      "monthlyFeeIls": 17.9,
      "monthlyFeeNoteHe": null,
      "feeTiers": [
        {
          "fromMonthlySpendIls": 3000,
          "monthlyFeeIls": 12.9,
          "onlyTrack": null
        },
        {
          "fromMonthlySpendIls": 6000,
          "monthlyFeeIls": 0,
          "onlyTrack": "pinukim"
        }
      ],
      "firstYearWaiverMonths": 12,
      "fxFeePct": {
        "firstYear": 3,
        "regularYear": 3
      },
      "earn": {
        "type": "rate",
        "ratePct": [
          1,
          0.75
        ],
        "spendPerPointIls": null,
        "pointValueIls": null,
        "capMonth": null,
        "capYear": 2000,
        "redeem": "שובר או גיפטקארד"
      },
      "annualCostIls": {
        "firstYear": 180,
        "regularYear": 180
      },
      "declaredReturnIls": {
        "firstYear": 660,
        "regularYear": 495
      },
      "declaredReturnUnits": {
        "firstYear": 660,
        "regularYear": 495,
        "unit": "₪ זיכוי"
      },
      "unrankedReasonHe": null,
      "perks": [
        {
          "type": "travel",
          "textHe": "ביטוח נסיעות: 5 ימים חינם",
          "scope": "product",
          "validUntil": null,
          "source": "דף מוצר MAX Back Total"
        },
        {
          "type": "wallets",
          "textHe": "Google Pay, Apple Pay",
          "scope": "product",
          "validUntil": null,
          "source": "דף מוצר MAX Back Total"
        }
      ],
      "verified": "2026-11-04",
      "sources": [
        {
          "title": "גילוי נאות ותעריפון MAX Back Total (30-12-148, 11.2025)",
          "url": "https://www.max.co.il/api/umbraco/getImage?imageName=taarifon-maxback-total-new.pdf"
        },
        {
          "title": "דף כרטיסי MAX (לובי \u002B שאלות ותשובות)",
          "url": "https://www.max.co.il/cards"
        },
        {
          "title": "דף מוצר MAX Back Total",
          "url": "https://www.max.co.il/cards/max-back-total"
        },
        {
          "title": "דף מוצר VICTORY",
          "url": "https://www.max.co.il/cards/victory"
        },
        {
          "title": "מגזין: הגדלת מסגרת בכרטיס האשראי",
          "url": "https://www.max.co.il/loans/magazine/hagdalat-misgeret"
        },
        {
          "title": "תקנון מועדון MAX Back Total (גרסה 1.1.2025)",
          "url": "https://www.max.co.il/api/umbraco/getImage?imageName=takanon-maxback-total.pdf"
        }
      ]
    },
    {
      "id": "isracard-cashbackplus",
      "name": "CashBack\u002B",
      "issuer": "ישראכרט",
      "club": null,
      "network": "",
      "segment": "private",
      "kind": "credit",
      "url": "https://www.supermarker.themarker.com/CreditCards/CreditCard.aspx?Card=isracard-cashbackplus",
      "eligibility": null,
      "monthlyFeeIls": 17.9,
      "monthlyFeeNoteHe": null,
      "feeTiers": [],
      "firstYearWaiverMonths": 12,
      "fxFeePct": {
        "firstYear": 2.9,
        "regularYear": 2.9
      },
      "earn": {
        "type": "rate",
        "ratePct": [
          1,
          0.75
        ],
        "spendPerPointIls": null,
        "pointValueIls": null,
        "capMonth": 400,
        "capYear": null,
        "redeem": "שובר או גיפטקארד"
      },
      "annualCostIls": {
        "firstYear": 174,
        "regularYear": 389
      },
      "declaredReturnIls": {
        "firstYear": 660,
        "regularYear": 495
      },
      "declaredReturnUnits": {
        "firstYear": 660,
        "regularYear": 495,
        "unit": "₪ זיכוי"
      },
      "unrankedReasonHe": null,
      "perks": [
        {
          "type": "travel",
          "textHe": "ביטוח נסיעות: עד 14 ימי הרחבה במתנה",
          "scope": "product",
          "validUntil": null,
          "source": "דף כרטיס \u002BCashBack"
        },
        {
          "type": "wallets",
          "textHe": "Google Pay, Apple Pay",
          "scope": "product",
          "validUntil": null,
          "source": "דף כרטיס \u002BCashBack"
        }
      ],
      "verified": "2026-11-04",
      "sources": [
        {
          "title": "דף כרטיס \u002BCashBack",
          "url": "https://www.isracard.co.il/credit-cards/cashbackplus"
        },
        {
          "title": "מגזין: איך להגדיל את מסגרת האשראי",
          "url": "https://www.isracard.co.il/blog/credit-cards/credit-line-increase/private"
        },
        {
          "title": "מגזין: ההבדל בין מסגרת אשראי למסגרת חשבון",
          "url": "https://www.isracard.co.il/blog/credit-cards/frame-card-diff/private"
        },
        {
          "title": "תעריפון דמי כרטיס ושירותים שונים, ישראכרט חוץ-בנקאי (גרסה 06/2026)",
          "url": "https://digital.isracard.co.il/globalassets/taarifon_2026.pdf"
        },
        {
          "title": "תקנון תכנית ישראכרט קאשבק (\u002BCashBack), קטעים",
          "url": "https://digital.isracard.co.il/pages/cashback-terms/"
        }
      ]
    },
    {
      "id": "amex-cashback-premium",
      "name": "CashBack Premium",
      "issuer": "אמריקן אקספרס",
      "club": null,
      "network": "Amex",
      "segment": "private",
      "kind": "credit",
      "url": "https://www.supermarker.themarker.com/CreditCards/CreditCard.aspx?Card=amex-cashback-premium",
      "eligibility": null,
      "monthlyFeeIls": 30.9,
      "monthlyFeeNoteHe": null,
      "feeTiers": [],
      "firstYearWaiverMonths": 12,
      "fxFeePct": {
        "firstYear": 2.5,
        "regularYear": 2.5
      },
      "earn": {
        "type": "rate",
        "ratePct": [
          1,
          0.75
        ],
        "spendPerPointIls": null,
        "pointValueIls": null,
        "capMonth": 500,
        "capYear": null,
        "redeem": "שובר או גיפטקארד"
      },
      "annualCostIls": {
        "firstYear": 150,
        "regularYear": 521
      },
      "declaredReturnIls": {
        "firstYear": 660,
        "regularYear": 495
      },
      "declaredReturnUnits": {
        "firstYear": 660,
        "regularYear": 495,
        "unit": "₪ זיכוי"
      },
      "unrankedReasonHe": null,
      "perks": [
        {
          "type": "travel",
          "textHe": "ביטוח נסיעות: 5 ימים חינם",
          "scope": "product",
          "validUntil": null,
          "source": "דף American Express CashBack Premium"
        }
      ],
      "verified": "2026-11-04",
      "sources": [
        {
          "title": "דף American Express CashBack Premium",
          "url": "https://www.americanexpress.co.il/credit-cards/cashback"
        },
        {
          "title": "דף ביטוח נסיעות לחו\u0022ל של אמריקן אקספרס",
          "url": "https://marketing.americanexpress.co.il/pages-amex/abroadinsurance/"
        },
        {
          "title": "הגדלת מסגרת אשראי באפליקציה (דף שירות)",
          "url": "https://he.americanexpress.co.il/products-services-lobby/card-enlargement/"
        },
        {
          "title": "לובי כרטיסי האשראי של אמריקן אקספרס",
          "url": "https://www.americanexpress.co.il/lobby-credit-cards/private"
        },
        {
          "title": "תעריפון דמי כרטיס ושירותים שונים, פרימיום אקספרס (אמריקן אקספרס) חוץ-בנקאי",
          "url": "https://he.americanexpress.co.il/globalassets/pdf/taarifonhatsavjan26.pdf"
        },
        {
          "title": "תקנון תכנית אמריקן אקספרס CashBack Premium (קטעים)",
          "url": "https://he.americanexpress.co.il/pages/TermsCashBackPremium/"
        }
      ]
    },
    {
      "id": "isracard-flycard-premium",
      "name": "FLY CARD Premium",
      "issuer": "ישראכרט",
      "club": "אל על FLY CARD",
      "network": "Mastercard",
      "segment": "private",
      "kind": "credit",
      "url": "https://www.supermarker.themarker.com/CreditCards/CreditCard.aspx?Card=isracard-flycard-premium",
      "eligibility": null,
      "monthlyFeeIls": 38.9,
      "monthlyFeeNoteHe": null,
      "feeTiers": [],
      "firstYearWaiverMonths": 0,
      "fxFeePct": {
        "firstYear": 1.8,
        "regularYear": 1.8
      },
      "earn": {
        "type": "points",
        "ratePct": null,
        "spendPerPointIls": 4,
        "pointValueIls": null,
        "capMonth": null,
        "capYear": null,
        "redeem": "נקודות"
      },
      "annualCostIls": {
        "firstYear": null,
        "regularYear": null
      },
      "declaredReturnIls": {
        "firstYear": null,
        "regularYear": null
      },
      "declaredReturnUnits": {
        "firstYear": 16992,
        "regularYear": 16992,
        "unit": "נקודות נוסע מתמיד"
      },
      "unrankedReasonHe": "רק למי שמוציא בממוצע מעל הסף שהחברה דורשת",
      "perks": [
        {
          "type": "extra_card",
          "textHe": "כרטיס שני: 50% הנחה",
          "scope": "product",
          "validUntil": null,
          "source": "דף FLY CARD בישראכרט"
        }
      ],
      "verified": "2026-11-04",
      "sources": [
        {
          "title": "דף FLY CARD בישראכרט",
          "url": "https://www.isracard.co.il/flycard/private"
        },
        {
          "title": "לובי כרטיסי האשראי של ישראכרט (כל הכרטיסים, 41)",
          "url": "https://www.isracard.co.il/lobby-credit-cards/private"
        },
        {
          "title": "מגזין: איך להגדיל את מסגרת האשראי",
          "url": "https://www.isracard.co.il/blog/credit-cards/credit-line-increase/private"
        },
        {
          "title": "מגזין: ההבדל בין מסגרת אשראי למסגרת חשבון",
          "url": "https://www.isracard.co.il/blog/credit-cards/frame-card-diff/private"
        },
        {
          "title": "תעריפון דמי כרטיס ושירותים שונים, ישראכרט חוץ-בנקאי (גרסה 06/2026)",
          "url": "https://digital.isracard.co.il/globalassets/taarifon_2026.pdf"
        },
        {
          "title": "תקנון FLY CARD ישראכרט",
          "url": "https://digital.isracard.co.il/globalassets/FLYCARD-TERMS.pdf"
        }
      ]
    },
    {
      "id": "isracard-superfly-classic",
      "name": "SuperFly קלאסי",
      "issuer": "ישראכרט",
      "club": "SuperFly",
      "network": "",
      "segment": "private",
      "kind": "credit",
      "url": "https://www.supermarker.themarker.com/CreditCards/CreditCard.aspx?Product=6752",
      "eligibility": null,
      "monthlyFeeIls": 17.9,
      "monthlyFeeNoteHe": null,
      "feeTiers": [],
      "firstYearWaiverMonths": 12,
      "fxFeePct": {
        "firstYear": 2.2,
        "regularYear": 2.2
      },
      "earn": {
        "type": "rate",
        "ratePct": [
          0.2,
          0.2
        ],
        "spendPerPointIls": null,
        "pointValueIls": 1,
        "capMonth": null,
        "capYear": null,
        "redeem": "נקודות לערוץ אחד"
      },
      "annualCostIls": {
        "firstYear": 132,
        "regularYear": 347
      },
      "declaredReturnIls": {
        "firstYear": 146,
        "regularYear": 146
      },
      "declaredReturnUnits": {
        "firstYear": 146,
        "regularYear": 146,
        "unit": "₪ זיכוי"
      },
      "unrankedReasonHe": null,
      "perks": [],
      "verified": "2026-11-04",
      "sources": [
        {
          "title": "דף SuperFly",
          "url": "https://www.isracard.co.il/credit-cards/superfly"
        },
        {
          "title": "כללי מועדון SuperFly (תקנון חברות ותוכנית הצבירה)",
          "url": "https://digital.isracard.co.il/globalassets/SuperFlY_T.pdf"
        },
        {
          "title": "לובי כרטיסי האשראי של ישראכרט (כל הכרטיסים, 41)",
          "url": "https://www.isracard.co.il/lobby-credit-cards/private"
        },
        {
          "title": "מגזין: איך להגדיל את מסגרת האשראי",
          "url": "https://www.isracard.co.il/blog/credit-cards/credit-line-increase/private"
        },
        {
          "title": "מגזין: ההבדל בין מסגרת אשראי למסגרת חשבון",
          "url": "https://www.isracard.co.il/blog/credit-cards/frame-card-diff/private"
        },
        {
          "title": "תעריפון דמי כרטיס ושירותים שונים, ישראכרט חוץ-בנקאי (גרסה 06/2026)",
          "url": "https://digital.isracard.co.il/globalassets/taarifon_2026.pdf"
        }
      ]
    },
    {
      "id": "max-clalpay",
      "name": "Clal Pay",
      "issuer": "מקס",
      "club": "Clal Pay",
      "network": "Visa",
      "segment": "private",
      "kind": "credit",
      "url": "https://www.supermarker.themarker.com/CreditCards/CreditCard.aspx?Product=10849",
      "eligibility": null,
      "monthlyFeeIls": 0,
      "monthlyFeeNoteHe": null,
      "feeTiers": [],
      "firstYearWaiverMonths": 0,
      "fxFeePct": {
        "firstYear": 1,
        "regularYear": 1
      },
      "earn": null,
      "annualCostIls": {
        "firstYear": 60,
        "regularYear": 60
      },
      "declaredReturnIls": {
        "firstYear": null,
        "regularYear": null
      },
      "declaredReturnUnits": null,
      "unrankedReasonHe": null,
      "perks": [
        {
          "type": "lounge",
          "textHe": "טרקלינים: 32 $ לכניסה",
          "scope": "product",
          "validUntil": null,
          "source": "דף מוצר Clal Pay"
        },
        {
          "type": "wallets",
          "textHe": "Google Pay, Apple Pay",
          "scope": "product",
          "validUntil": null,
          "source": "דף מוצר Clal Pay"
        }
      ],
      "verified": "2026-11-04",
      "sources": [
        {
          "title": "דף כרטיסי MAX (לובי \u002B שאלות ותשובות)",
          "url": "https://www.max.co.il/cards"
        },
        {
          "title": "דף מוצר Clal Pay",
          "url": "https://www.max.co.il/cards/Clal-Pay"
        },
        {
          "title": "דף מוצר VICTORY",
          "url": "https://www.max.co.il/cards/victory"
        },
        {
          "title": "מגזין: הגדלת מסגרת בכרטיס האשראי",
          "url": "https://www.max.co.il/loans/magazine/hagdalat-misgeret"
        }
      ]
    },
    {
      "id": "isracard-basic",
      "name": "ישראכרט BASIC",
      "issuer": "ישראכרט",
      "club": null,
      "network": "",
      "segment": "private",
      "kind": "credit",
      "url": "https://www.supermarker.themarker.com/CreditCards/CreditCard.aspx?Card=isracard-basic",
      "eligibility": null,
      "monthlyFeeIls": 0,
      "monthlyFeeNoteHe": null,
      "feeTiers": [],
      "firstYearWaiverMonths": 0,
      "fxFeePct": {
        "firstYear": 0,
        "regularYear": 0
      },
      "earn": null,
      "annualCostIls": {
        "firstYear": 0,
        "regularYear": 0
      },
      "declaredReturnIls": {
        "firstYear": null,
        "regularYear": null
      },
      "declaredReturnUnits": null,
      "unrankedReasonHe": null,
      "perks": [
        {
          "type": "travel",
          "textHe": "ביטוח נסיעות: עד 14 ימי הרחבה במתנה",
          "scope": "product",
          "validUntil": null,
          "source": "דף כרטיס BASIC"
        },
        {
          "type": "wallets",
          "textHe": "Google Pay, Apple Pay",
          "scope": "product",
          "validUntil": null,
          "source": "דף כרטיס BASIC"
        }
      ],
      "verified": "2026-11-04",
      "sources": [
        {
          "title": "דף כרטיס BASIC",
          "url": "https://www.isracard.co.il/credit-cards/basic"
        },
        {
          "title": "לובי כרטיסי האשראי של ישראכרט (כל הכרטיסים, 41)",
          "url": "https://www.isracard.co.il/lobby-credit-cards/private"
        },
        {
          "title": "מגזין: איך להגדיל את מסגרת האשראי",
          "url": "https://www.isracard.co.il/blog/credit-cards/credit-line-increase/private"
        },
        {
          "title": "מגזין: ההבדל בין מסגרת אשראי למסגרת חשבון",
          "url": "https://www.isracard.co.il/blog/credit-cards/frame-card-diff/private"
        },
        {
          "title": "תעריפון דמי כרטיס ושירותים שונים, ישראכרט חוץ-בנקאי (גרסה 06/2026)",
          "url": "https://digital.isracard.co.il/globalassets/taarifon_2026.pdf"
        }
      ]
    },
    {
      "id": "onezero-platinum",
      "name": "ONE ZERO פלטינום",
      "issuer": "ישראכרט",
      "club": null,
      "network": "",
      "segment": "private",
      "kind": "credit",
      "url": "https://www.supermarker.themarker.com/CreditCards/CreditCard.aspx?Card=onezero-platinum",
      "eligibility": null,
      "monthlyFeeIls": 0,
      "monthlyFeeNoteHe": null,
      "feeTiers": [],
      "firstYearWaiverMonths": 0,
      "fxFeePct": {
        "firstYear": 2,
        "regularYear": 2
      },
      "earn": null,
      "annualCostIls": {
        "firstYear": 120,
        "regularYear": 120
      },
      "declaredReturnIls": {
        "firstYear": null,
        "regularYear": null
      },
      "declaredReturnUnits": null,
      "unrankedReasonHe": null,
      "perks": [],
      "verified": "2026-11-04",
      "sources": [
        {
          "title": "מגזין: איך להגדיל את מסגרת האשראי",
          "url": "https://www.isracard.co.il/blog/credit-cards/credit-line-increase/private"
        },
        {
          "title": "מגזין: ההבדל בין מסגרת אשראי למסגרת חשבון",
          "url": "https://www.isracard.co.il/blog/credit-cards/frame-card-diff/private"
        },
        {
          "title": "תעריפון ONE ZERO לכרטיסי מסטרקארד בהנפקת ישראכרט",
          "url": "https://digital.isracard.co.il/globalassets/taarifon_files/tarifon-one-zero.pdf"
        }
      ]
    },
    {
      "id": "isracard-chever",
      "name": "חבר",
      "issuer": "ישראכרט",
      "club": "חבר",
      "network": "",
      "segment": "private",
      "kind": "credit",
      "url": "https://www.supermarker.themarker.com/CreditCards/CreditCard.aspx?Product=3621",
      "eligibility": "משרתי קבע, גמלאי צה\u0022ל, אנשי כוחות הביטחון ובני משפחותיהם",
      "monthlyFeeIls": 0,
      "monthlyFeeNoteHe": null,
      "feeTiers": [],
      "firstYearWaiverMonths": 0,
      "fxFeePct": {
        "firstYear": 1,
        "regularYear": 1
      },
      "earn": null,
      "annualCostIls": {
        "firstYear": 60,
        "regularYear": 60
      },
      "declaredReturnIls": {
        "firstYear": null,
        "regularYear": null
      },
      "declaredReturnUnits": null,
      "unrankedReasonHe": null,
      "perks": [
        {
          "type": "travel",
          "textHe": "ביטוח נסיעות: עד 14 ימי הרחבה במתנה",
          "scope": "product",
          "validUntil": null,
          "source": "דף כרטיס \u0022חבר\u0022"
        }
      ],
      "verified": "2026-11-04",
      "sources": [
        {
          "title": "דף כרטיס \u0022חבר\u0022",
          "url": "https://www.isracard.co.il/credit-cards/chever"
        },
        {
          "title": "לובי כרטיסי האשראי של ישראכרט (כל הכרטיסים, 41)",
          "url": "https://www.isracard.co.il/lobby-credit-cards/private"
        },
        {
          "title": "מגזין: איך להגדיל את מסגרת האשראי",
          "url": "https://www.isracard.co.il/blog/credit-cards/credit-line-increase/private"
        },
        {
          "title": "מגזין: ההבדל בין מסגרת אשראי למסגרת חשבון",
          "url": "https://www.isracard.co.il/blog/credit-cards/frame-card-diff/private"
        },
        {
          "title": "תעריפון דמי כרטיס ושירותים שונים, ישראכרט חוץ-בנקאי (גרסה 06/2026)",
          "url": "https://digital.isracard.co.il/globalassets/taarifon_2026.pdf"
        }
      ]
    },
    {
      "id": "max-tmura",
      "name": "תמורה",
      "issuer": "מקס",
      "club": "תמורה",
      "network": "Mastercard / Visa",
      "segment": "private",
      "kind": "credit",
      "url": "https://www.supermarker.themarker.com/CreditCards/CreditCard.aspx?Product=3553",
      "eligibility": "חברי ארגון המורים",
      "monthlyFeeIls": 0,
      "monthlyFeeNoteHe": null,
      "feeTiers": [],
      "firstYearWaiverMonths": 0,
      "fxFeePct": {
        "firstYear": 2.25,
        "regularYear": 2.25
      },
      "earn": null,
      "annualCostIls": {
        "firstYear": 135,
        "regularYear": 135
      },
      "declaredReturnIls": {
        "firstYear": null,
        "regularYear": null
      },
      "declaredReturnUnits": null,
      "unrankedReasonHe": null,
      "perks": [
        {
          "type": "wallets",
          "textHe": "Google Pay, Apple Pay",
          "scope": "product",
          "validUntil": null,
          "source": "דף מוצר תמורה"
        }
      ],
      "verified": "2026-11-04",
      "sources": [
        {
          "title": "דף כרטיסי MAX (לובי \u002B שאלות ותשובות)",
          "url": "https://www.max.co.il/cards"
        },
        {
          "title": "דף מוצר VICTORY",
          "url": "https://www.max.co.il/cards/victory"
        },
        {
          "title": "דף מוצר תמורה",
          "url": "https://www.max.co.il/cards/tmura"
        },
        {
          "title": "מגזין: הגדלת מסגרת בכרטיס האשראי",
          "url": "https://www.max.co.il/loans/magazine/hagdalat-misgeret"
        }
      ]
    },
    {
      "id": "amex-credit",
      "name": "אמריקן אקספרס קרדיט",
      "issuer": "אמריקן אקספרס",
      "club": null,
      "network": "Amex",
      "segment": "private",
      "kind": "credit",
      "url": "https://www.supermarker.themarker.com/CreditCards/CreditCard.aspx?Card=amex-credit",
      "eligibility": null,
      "monthlyFeeIls": 16.9,
      "monthlyFeeNoteHe": null,
      "feeTiers": [
        {
          "fromMonthlySpendIls": 1500,
          "monthlyFeeIls": 12.6,
          "onlyTrack": null
        },
        {
          "fromMonthlySpendIls": 6500,
          "monthlyFeeIls": 0,
          "onlyTrack": null
        }
      ],
      "firstYearWaiverMonths": 0,
      "fxFeePct": {
        "firstYear": 2.5,
        "regularYear": 2.5
      },
      "earn": null,
      "annualCostIls": {
        "firstYear": 301,
        "regularYear": 301
      },
      "declaredReturnIls": {
        "firstYear": null,
        "regularYear": null
      },
      "declaredReturnUnits": null,
      "unrankedReasonHe": null,
      "perks": [
        {
          "type": "travel",
          "textHe": "ביטוח נסיעות: 5 ימים חינם",
          "scope": "issuer",
          "validUntil": null,
          "source": "דף ביטוח נסיעות לחו\u0022ל של אמריקן אקספרס"
        }
      ],
      "verified": "2026-11-04",
      "sources": [
        {
          "title": "דף ביטוח נסיעות לחו\u0022ל של אמריקן אקספרס",
          "url": "https://marketing.americanexpress.co.il/pages-amex/abroadinsurance/"
        },
        {
          "title": "הגדלת מסגרת אשראי באפליקציה (דף שירות)",
          "url": "https://he.americanexpress.co.il/products-services-lobby/card-enlargement/"
        },
        {
          "title": "לובי כרטיסי האשראי של אמריקן אקספרס",
          "url": "https://www.americanexpress.co.il/lobby-credit-cards/private"
        },
        {
          "title": "תעריפון דמי כרטיס ושירותים שונים, פרימיום אקספרס (אמריקן אקספרס) חוץ-בנקאי",
          "url": "https://he.americanexpress.co.il/globalassets/pdf/taarifonhatsavjan26.pdf"
        }
      ]
    },
    {
      "id": "amex-green-classic-business",
      "name": "אמריקן אקספרס ירוק / Classic / Business",
      "issuer": "אמריקן אקספרס",
      "club": null,
      "network": "Amex",
      "segment": "private",
      "kind": "credit",
      "url": "https://www.supermarker.themarker.com/CreditCards/CreditCard.aspx?Product=4499",
      "eligibility": null,
      "monthlyFeeIls": 18.9,
      "monthlyFeeNoteHe": null,
      "feeTiers": [
        {
          "fromMonthlySpendIls": 1500,
          "monthlyFeeIls": 12.6,
          "onlyTrack": null
        },
        {
          "fromMonthlySpendIls": 6500,
          "monthlyFeeIls": 0,
          "onlyTrack": null
        }
      ],
      "firstYearWaiverMonths": 0,
      "fxFeePct": {
        "firstYear": 2.5,
        "regularYear": 2.5
      },
      "earn": null,
      "annualCostIls": {
        "firstYear": 301,
        "regularYear": 301
      },
      "declaredReturnIls": {
        "firstYear": null,
        "regularYear": null
      },
      "declaredReturnUnits": null,
      "unrankedReasonHe": null,
      "perks": [
        {
          "type": "travel",
          "textHe": "ביטוח נסיעות: 5 ימים חינם",
          "scope": "issuer",
          "validUntil": null,
          "source": "דף ביטוח נסיעות לחו\u0022ל של אמריקן אקספרס"
        }
      ],
      "verified": "2026-11-04",
      "sources": [
        {
          "title": "דף ביטוח נסיעות לחו\u0022ל של אמריקן אקספרס",
          "url": "https://marketing.americanexpress.co.il/pages-amex/abroadinsurance/"
        },
        {
          "title": "הגדלת מסגרת אשראי באפליקציה (דף שירות)",
          "url": "https://he.americanexpress.co.il/products-services-lobby/card-enlargement/"
        },
        {
          "title": "לובי כרטיסי האשראי של אמריקן אקספרס",
          "url": "https://www.americanexpress.co.il/lobby-credit-cards/private"
        },
        {
          "title": "תעריפון דמי כרטיס ושירותים שונים, פרימיום אקספרס (אמריקן אקספרס) חוץ-בנקאי",
          "url": "https://he.americanexpress.co.il/globalassets/pdf/taarifonhatsavjan26.pdf"
        }
      ]
    },
    {
      "id": "amex-gold-plus",
      "name": "אמריקן אקספרס GOLD\u002B",
      "issuer": "אמריקן אקספרס",
      "club": null,
      "network": "Amex",
      "segment": "private",
      "kind": "credit",
      "url": "https://www.supermarker.themarker.com/CreditCards/CreditCard.aspx?Card=amex-gold-plus",
      "eligibility": null,
      "monthlyFeeIls": 24.9,
      "monthlyFeeNoteHe": null,
      "feeTiers": [
        {
          "fromMonthlySpendIls": 2000,
          "monthlyFeeIls": 14.7,
          "onlyTrack": null
        },
        {
          "fromMonthlySpendIls": 7000,
          "monthlyFeeIls": 0,
          "onlyTrack": null
        }
      ],
      "firstYearWaiverMonths": 0,
      "fxFeePct": {
        "firstYear": 2.5,
        "regularYear": 2.5
      },
      "earn": null,
      "annualCostIls": {
        "firstYear": 326,
        "regularYear": 326
      },
      "declaredReturnIls": {
        "firstYear": null,
        "regularYear": null
      },
      "declaredReturnUnits": null,
      "unrankedReasonHe": null,
      "perks": [
        {
          "type": "travel",
          "textHe": "ביטוח נסיעות: 5 ימים חינם",
          "scope": "issuer",
          "validUntil": null,
          "source": "דף ביטוח נסיעות לחו\u0022ל של אמריקן אקספרס"
        }
      ],
      "verified": "2026-11-04",
      "sources": [
        {
          "title": "דף ביטוח נסיעות לחו\u0022ל של אמריקן אקספרס",
          "url": "https://marketing.americanexpress.co.il/pages-amex/abroadinsurance/"
        },
        {
          "title": "הגדלת מסגרת אשראי באפליקציה (דף שירות)",
          "url": "https://he.americanexpress.co.il/products-services-lobby/card-enlargement/"
        },
        {
          "title": "לובי כרטיסי האשראי של אמריקן אקספרס",
          "url": "https://www.americanexpress.co.il/lobby-credit-cards/private"
        },
        {
          "title": "תעריפון דמי כרטיס ושירותים שונים, פרימיום אקספרס (אמריקן אקספרס) חוץ-בנקאי",
          "url": "https://he.americanexpress.co.il/globalassets/pdf/taarifonhatsavjan26.pdf"
        }
      ]
    },
    {
      "id": "amex-platinum",
      "name": "אמריקן אקספרס Platinum",
      "issuer": "אמריקן אקספרס",
      "club": null,
      "network": "Amex",
      "segment": "private",
      "kind": "credit",
      "url": "https://www.supermarker.themarker.com/CreditCards/CreditCard.aspx?Product=4500",
      "eligibility": null,
      "monthlyFeeIls": 104.98389999999999,
      "monthlyFeeNoteHe": "דמי הכרטיס 32.90 $ לחודש, כ-104.98 ₪, לפי השער היציג של בנק ישראל ב-12/11/2026",
      "feeTiers": [],
      "firstYearWaiverMonths": 0,
      "fxFeePct": {
        "firstYear": 2.5,
        "regularYear": 2.5
      },
      "earn": null,
      "annualCostIls": {
        "firstYear": 1410,
        "regularYear": 1410
      },
      "declaredReturnIls": {
        "firstYear": null,
        "regularYear": null
      },
      "declaredReturnUnits": null,
      "unrankedReasonHe": null,
      "perks": [
        {
          "type": "lounge",
          "textHe": "טרקלינים: 2 כניסות חינם בשנה",
          "scope": "product",
          "validUntil": null,
          "source": "דף American Express Platinum"
        },
        {
          "type": "travel",
          "textHe": "ביטוח נסיעות: 7 ימים חינם בכל נסיעה",
          "scope": "product",
          "validUntil": null,
          "source": "דף ביטוח נסיעות לחו\u0022ל של אמריקן אקספרס"
        },
        {
          "type": "wallets",
          "textHe": "Google Pay, Apple Pay",
          "scope": "product",
          "validUntil": null,
          "source": "דף American Express Platinum"
        }
      ],
      "verified": "2026-11-04",
      "sources": [
        {
          "title": "דף American Express Platinum",
          "url": "https://www.americanexpress.co.il/credit-cards/platinacard"
        },
        {
          "title": "דף ביטוח נסיעות לחו\u0022ל של אמריקן אקספרס",
          "url": "https://marketing.americanexpress.co.il/pages-amex/abroadinsurance/"
        },
        {
          "title": "הגדלת מסגרת אשראי באפליקציה (דף שירות)",
          "url": "https://he.americanexpress.co.il/products-services-lobby/card-enlargement/"
        },
        {
          "title": "לובי כרטיסי האשראי של אמריקן אקספרס",
          "url": "https://www.americanexpress.co.il/lobby-credit-cards/private"
        },
        {
          "title": "תעריפון דמי כרטיס ושירותים שונים, פרימיום אקספרס (אמריקן אקספרס) חוץ-בנקאי",
          "url": "https://he.americanexpress.co.il/globalassets/pdf/taarifonhatsavjan26.pdf"
        },
        {
          "title": "השער היציג של הדולר, בנק ישראל (API ציבורי)",
          "url": "https://boi.org.il/PublicApi/GetExchangeRate?key=USD"
        }
      ]
    },
    {
      "id": "amex-centurion",
      "name": "אמריקן אקספרס Centurion",
      "issuer": "אמריקן אקספרס",
      "club": null,
      "network": "Amex",
      "segment": "private",
      "kind": "credit",
      "url": "https://www.supermarker.themarker.com/CreditCards/CreditCard.aspx?Card=amex-centurion",
      "eligibility": null,
      "monthlyFeeIls": 603.0989999999999,
      "monthlyFeeNoteHe": "דמי הכרטיס 189.00 $ לחודש, כ-603.10 ₪, לפי השער היציג של בנק ישראל ב-12/11/2026",
      "feeTiers": [],
      "firstYearWaiverMonths": 0,
      "fxFeePct": {
        "firstYear": 2.5,
        "regularYear": 2.5
      },
      "earn": null,
      "annualCostIls": {
        "firstYear": 7387,
        "regularYear": 7387
      },
      "declaredReturnIls": {
        "firstYear": null,
        "regularYear": null
      },
      "declaredReturnUnits": null,
      "unrankedReasonHe": null,
      "perks": [
        {
          "type": "travel",
          "textHe": "ביטוח נסיעות: פוליסה עד 60 ימים לנסיעה",
          "scope": "product",
          "validUntil": null,
          "source": "דף ביטוח נסיעות לחו\u0022ל של אמריקן אקספרס"
        }
      ],
      "verified": "2026-11-04",
      "sources": [
        {
          "title": "דף ביטוח נסיעות לחו\u0022ל של אמריקן אקספרס",
          "url": "https://marketing.americanexpress.co.il/pages-amex/abroadinsurance/"
        },
        {
          "title": "הגדלת מסגרת אשראי באפליקציה (דף שירות)",
          "url": "https://he.americanexpress.co.il/products-services-lobby/card-enlargement/"
        },
        {
          "title": "לובי כרטיסי האשראי של אמריקן אקספרס",
          "url": "https://www.americanexpress.co.il/lobby-credit-cards/private"
        },
        {
          "title": "תעריפון דמי כרטיס ושירותים שונים, פרימיום אקספרס (אמריקן אקספרס) חוץ-בנקאי",
          "url": "https://he.americanexpress.co.il/globalassets/pdf/taarifonhatsavjan26.pdf"
        },
        {
          "title": "השער היציג של הדולר, בנק ישראל (API ציבורי)",
          "url": "https://boi.org.il/PublicApi/GetExchangeRate?key=USD"
        }
      ]
    },
    {
      "id": "amex-flycard-premium",
      "name": "FLY CARD Premium של אמריקן אקספרס",
      "issuer": "אמריקן אקספרס",
      "club": "אל על FLY CARD",
      "network": "Amex",
      "segment": "private",
      "kind": "credit",
      "url": "https://www.supermarker.themarker.com/CreditCards/CreditCard.aspx?Product=5508",
      "eligibility": null,
      "monthlyFeeIls": 40,
      "monthlyFeeNoteHe": null,
      "feeTiers": [],
      "firstYearWaiverMonths": 0,
      "fxFeePct": {
        "firstYear": 1.25,
        "regularYear": 1.25
      },
      "earn": {
        "type": "points",
        "ratePct": null,
        "spendPerPointIls": 4,
        "pointValueIls": null,
        "capMonth": null,
        "capYear": null,
        "redeem": "נקודות"
      },
      "annualCostIls": {
        "firstYear": 555,
        "regularYear": 555
      },
      "declaredReturnIls": {
        "firstYear": null,
        "regularYear": null
      },
      "declaredReturnUnits": {
        "firstYear": 17000,
        "regularYear": 17000,
        "unit": "נקודות נוסע מתמיד"
      },
      "unrankedReasonHe": null,
      "perks": [
        {
          "type": "travel",
          "textHe": "ביטוח נסיעות: 5 ימים חינם בכל נסיעה",
          "scope": "product",
          "validUntil": null,
          "source": "דף FLY CARD PREMIUM American Express"
        },
        {
          "type": "extra_card",
          "textHe": "כרטיס שני: 50% הנחה",
          "scope": "product",
          "validUntil": null,
          "source": "תעריפון דמי כרטיס ושירותים שונים, פרימיום אקספרס (אמריקן אקספרס) חוץ-בנקאי"
        }
      ],
      "verified": "2026-11-04",
      "sources": [
        {
          "title": "דף FLY CARD PREMIUM American Express",
          "url": "https://www.americanexpress.co.il/credit-cards/flycard"
        },
        {
          "title": "דף ביטוח נסיעות לחו\u0022ל של אמריקן אקספרס",
          "url": "https://marketing.americanexpress.co.il/pages-amex/abroadinsurance/"
        },
        {
          "title": "הגדלת מסגרת אשראי באפליקציה (דף שירות)",
          "url": "https://he.americanexpress.co.il/products-services-lobby/card-enlargement/"
        },
        {
          "title": "לובי כרטיסי האשראי של אמריקן אקספרס",
          "url": "https://www.americanexpress.co.il/lobby-credit-cards/private"
        },
        {
          "title": "תעריפון דמי כרטיס ושירותים שונים, פרימיום אקספרס (אמריקן אקספרס) חוץ-בנקאי",
          "url": "https://he.americanexpress.co.il/globalassets/pdf/taarifonhatsavjan26.pdf"
        }
      ]
    },
    {
      "id": "cal-business",
      "name": "כאל עסקי",
      "issuer": "כאל",
      "club": null,
      "network": "Visa / Mastercard",
      "segment": "business",
      "kind": "credit",
      "url": "https://www.supermarker.themarker.com/CreditCards/CreditCard.aspx?Product=3460",
      "eligibility": null,
      "monthlyFeeIls": 17.9,
      "monthlyFeeNoteHe": null,
      "feeTiers": [
        {
          "fromMonthlySpendIls": 5000,
          "monthlyFeeIls": 9.9,
          "onlyTrack": null
        },
        {
          "fromMonthlySpendIls": 7500,
          "monthlyFeeIls": 0,
          "onlyTrack": null
        }
      ],
      "firstYearWaiverMonths": 0,
      "fxFeePct": {
        "firstYear": 3,
        "regularYear": 3
      },
      "earn": null,
      "annualCostIls": {
        "firstYear": 299,
        "regularYear": 299
      },
      "declaredReturnIls": {
        "firstYear": null,
        "regularYear": null
      },
      "declaredReturnUnits": null,
      "unrankedReasonHe": null,
      "perks": [
        {
          "type": "travel",
          "textHe": "ביטוח נסיעות: 5 ימים חינם",
          "scope": "issuer",
          "validUntil": "2026-12-31",
          "source": "דפי ביטוח נסיעות של כאל והטבות חו\u0022ל ל-FlyAll"
        }
      ],
      "verified": "2026-11-04",
      "sources": [
        {
          "title": "דף CashCal Pro / CashCal (שתי לשוניות)",
          "url": "https://www.cal-online.co.il/cards/cashcal-pro/"
        },
        {
          "title": "דף Miles \u0026 More (06/11/2026), כולל הודעת חיווי אשראי",
          "url": "https://www.cal-online.co.il/cards/milesnmore/"
        },
        {
          "title": "דפי ביטוח נסיעות של כאל והטבות חו\u0022ל ל-FlyAll",
          "url": "https://www.cal-online.co.il/goingabroad/abroad-benefits/insurance/"
        },
        {
          "title": "הגדלת מסגרת אשראי (דף שירות עצמי)",
          "url": "https://www.cal-online.co.il/self-service/increasecreditlimit/"
        },
        {
          "title": "רשימת עמלות כאל ודיינרס (Excel), בתוקף מ-1/6/2026",
          "url": "https://www.cal-online.co.il/media/oj0paeu1/amlotxlsx.xlsx"
        }
      ]
    },
    {
      "id": "cal-infinite",
      "name": "Visa Infinite של כאל",
      "issuer": "כאל",
      "club": null,
      "network": "Visa",
      "segment": "private",
      "kind": "credit",
      "url": "https://www.supermarker.themarker.com/CreditCards/CreditCard.aspx?Product=3458",
      "eligibility": null,
      "monthlyFeeIls": 400,
      "monthlyFeeNoteHe": null,
      "feeTiers": [],
      "firstYearWaiverMonths": 0,
      "fxFeePct": {
        "firstYear": 3,
        "regularYear": 3
      },
      "earn": null,
      "annualCostIls": {
        "firstYear": 4980,
        "regularYear": 4980
      },
      "declaredReturnIls": {
        "firstYear": null,
        "regularYear": null
      },
      "declaredReturnUnits": null,
      "unrankedReasonHe": null,
      "perks": [
        {
          "type": "lounge",
          "textHe": "טרקלינים: כניסה חינם",
          "scope": "product",
          "validUntil": null,
          "source": "תתי הדפים של Visa Infinite: טרקלינים, ביטוח נסיעות, קונסיירז\u0027 והטבות (09/11/2026)"
        },
        {
          "type": "travel",
          "textHe": "ביטוח נסיעות: פוליסה כלולה",
          "scope": "product",
          "validUntil": null,
          "source": "תתי הדפים של Visa Infinite: טרקלינים, ביטוח נסיעות, קונסיירז\u0027 והטבות (09/11/2026)"
        }
      ],
      "verified": "2026-11-04",
      "sources": [
        {
          "title": "דף CashCal Pro / CashCal (שתי לשוניות)",
          "url": "https://www.cal-online.co.il/cards/cashcal-pro/"
        },
        {
          "title": "דף Miles \u0026 More (06/11/2026), כולל הודעת חיווי אשראי",
          "url": "https://www.cal-online.co.il/cards/milesnmore/"
        },
        {
          "title": "דפי ביטוח נסיעות של כאל והטבות חו\u0022ל ל-FlyAll",
          "url": "https://www.cal-online.co.il/goingabroad/abroad-benefits/insurance/"
        },
        {
          "title": "הגדלת מסגרת אשראי (דף שירות עצמי)",
          "url": "https://www.cal-online.co.il/self-service/increasecreditlimit/"
        },
        {
          "title": "רשימת עמלות כאל ודיינרס (Excel), בתוקף מ-1/6/2026",
          "url": "https://www.cal-online.co.il/media/oj0paeu1/amlotxlsx.xlsx"
        },
        {
          "title": "תתי הדפים של Visa Infinite: טרקלינים, ביטוח נסיעות, קונסיירז\u0027 והטבות (09/11/2026)",
          "url": "https://www.cal-online.co.il/card/all-cards/visa-infinite/traklins/"
        }
      ]
    },
    {
      "id": "cal-lite",
      "name": "Cal לייט",
      "issuer": "כאל",
      "club": null,
      "network": "",
      "segment": "private",
      "kind": "credit",
      "url": "https://www.supermarker.themarker.com/CreditCards/CreditCard.aspx?Card=cal-lite",
      "eligibility": null,
      "monthlyFeeIls": 5.9,
      "monthlyFeeNoteHe": null,
      "feeTiers": [],
      "firstYearWaiverMonths": 0,
      "fxFeePct": {
        "firstYear": 3,
        "regularYear": 3
      },
      "earn": null,
      "annualCostIls": {
        "firstYear": 251,
        "regularYear": 251
      },
      "declaredReturnIls": {
        "firstYear": null,
        "regularYear": null
      },
      "declaredReturnUnits": null,
      "unrankedReasonHe": null,
      "perks": [
        {
          "type": "travel",
          "textHe": "ביטוח נסיעות: 5 ימים חינם",
          "scope": "issuer",
          "validUntil": "2026-12-31",
          "source": "דפי ביטוח נסיעות של כאל והטבות חו\u0022ל ל-FlyAll"
        }
      ],
      "verified": "2026-11-04",
      "sources": [
        {
          "title": "דף CashCal Pro / CashCal (שתי לשוניות)",
          "url": "https://www.cal-online.co.il/cards/cashcal-pro/"
        },
        {
          "title": "דף Miles \u0026 More (06/11/2026), כולל הודעת חיווי אשראי",
          "url": "https://www.cal-online.co.il/cards/milesnmore/"
        },
        {
          "title": "דפי ביטוח נסיעות של כאל והטבות חו\u0022ל ל-FlyAll",
          "url": "https://www.cal-online.co.il/goingabroad/abroad-benefits/insurance/"
        },
        {
          "title": "הגדלת מסגרת אשראי (דף שירות עצמי)",
          "url": "https://www.cal-online.co.il/self-service/increasecreditlimit/"
        },
        {
          "title": "רשימת עמלות כאל ודיינרס (Excel), בתוקף מ-1/6/2026",
          "url": "https://www.cal-online.co.il/media/oj0paeu1/amlotxlsx.xlsx"
        }
      ]
    },
    {
      "id": "cal-cashcal",
      "name": "CashCal",
      "issuer": "כאל",
      "club": "CashCal",
      "network": "Visa",
      "segment": "private",
      "kind": "credit",
      "url": "https://www.supermarker.themarker.com/CreditCards/CreditCard.aspx?Card=cal-cashcal",
      "eligibility": null,
      "monthlyFeeIls": 17.9,
      "monthlyFeeNoteHe": null,
      "feeTiers": [],
      "firstYearWaiverMonths": 12,
      "fxFeePct": {
        "firstYear": 3,
        "regularYear": 3
      },
      "earn": {
        "type": "rate",
        "ratePct": [
          1,
          0.75
        ],
        "spendPerPointIls": null,
        "pointValueIls": null,
        "capMonth": 200,
        "capYear": 2400,
        "redeem": "שובר או גיפטקארד"
      },
      "annualCostIls": {
        "firstYear": 180,
        "regularYear": 395
      },
      "declaredReturnIls": {
        "firstYear": 660,
        "regularYear": 496
      },
      "declaredReturnUnits": {
        "firstYear": 660,
        "regularYear": 496,
        "unit": "₪ זיכוי"
      },
      "unrankedReasonHe": null,
      "perks": [
        {
          "type": "travel",
          "textHe": "ביטוח נסיעות: 5 ימים חינם",
          "scope": "issuer",
          "validUntil": "2026-12-31",
          "source": "דפי ביטוח נסיעות של כאל והטבות חו\u0022ל ל-FlyAll"
        }
      ],
      "verified": "2026-11-04",
      "sources": [
        {
          "title": "דף CashCal Pro / CashCal (שתי לשוניות)",
          "url": "https://www.cal-online.co.il/cards/cashcal-pro/"
        },
        {
          "title": "דף Miles \u0026 More (06/11/2026), כולל הודעת חיווי אשראי",
          "url": "https://www.cal-online.co.il/cards/milesnmore/"
        },
        {
          "title": "דפי ביטוח נסיעות של כאל והטבות חו\u0022ל ל-FlyAll",
          "url": "https://www.cal-online.co.il/goingabroad/abroad-benefits/insurance/"
        },
        {
          "title": "הגדלת מסגרת אשראי (דף שירות עצמי)",
          "url": "https://www.cal-online.co.il/self-service/increasecreditlimit/"
        },
        {
          "title": "רשימת עמלות כאל ודיינרס (Excel), בתוקף מ-1/6/2026",
          "url": "https://www.cal-online.co.il/media/oj0paeu1/amlotxlsx.xlsx"
        },
        {
          "title": "תקנון תכנית מועדון CashCal",
          "url": "https://www.cal-online.co.il/media/agdbl5yj/cashcal-takanon-n.pdf"
        }
      ]
    },
    {
      "id": "cal-cashcal-pro-students",
      "name": "CashCal Pro סטודנטים",
      "issuer": "כאל",
      "club": "CashCal Pro סטודנטים",
      "network": "Diners בארץ, Mastercard בחו\u0022ל",
      "segment": "private",
      "kind": "credit",
      "url": "https://www.supermarker.themarker.com/CreditCards/CreditCard.aspx?Product=4439",
      "eligibility": "סטודנטים עם תעודת סטודנט בתוקף",
      "monthlyFeeIls": 19.9,
      "monthlyFeeNoteHe": null,
      "feeTiers": [],
      "firstYearWaiverMonths": 36,
      "fxFeePct": {
        "firstYear": 1,
        "regularYear": 2
      },
      "earn": {
        "type": "rate",
        "ratePct": [
          1,
          0.75
        ],
        "spendPerPointIls": null,
        "pointValueIls": null,
        "capMonth": 450,
        "capYear": 5400,
        "redeem": "שובר או גיפטקארד"
      },
      "annualCostIls": {
        "firstYear": 60,
        "regularYear": 359
      },
      "declaredReturnIls": {
        "firstYear": 660,
        "regularYear": 496
      },
      "declaredReturnUnits": {
        "firstYear": 660,
        "regularYear": 496,
        "unit": "₪ זיכוי"
      },
      "unrankedReasonHe": null,
      "perks": [
        {
          "type": "lounge",
          "textHe": "טרקלין: 75 ₪ לכניסה",
          "scope": "product",
          "validUntil": null,
          "source": "דף CashCal Pro / CashCal (שתי לשוניות)"
        },
        {
          "type": "travel",
          "textHe": "ביטוח נסיעות: 5 ימים חינם",
          "scope": "issuer",
          "validUntil": "2026-12-31",
          "source": "דפי ביטוח נסיעות של כאל והטבות חו\u0022ל ל-FlyAll"
        }
      ],
      "verified": "2026-11-04",
      "sources": [
        {
          "title": "דף CashCal Pro / CashCal (שתי לשוניות)",
          "url": "https://www.cal-online.co.il/cards/cashcal-pro/"
        },
        {
          "title": "דף Miles \u0026 More (06/11/2026), כולל הודעת חיווי אשראי",
          "url": "https://www.cal-online.co.il/cards/milesnmore/"
        },
        {
          "title": "דפי ביטוח נסיעות של כאל והטבות חו\u0022ל ל-FlyAll",
          "url": "https://www.cal-online.co.il/goingabroad/abroad-benefits/insurance/"
        },
        {
          "title": "הגדלת מסגרת אשראי (דף שירות עצמי)",
          "url": "https://www.cal-online.co.il/self-service/increasecreditlimit/"
        },
        {
          "title": "רשימת הכרטיסים של כאל \u002B בדיקת כתובות",
          "url": "https://www.cal-online.co.il/cards/"
        },
        {
          "title": "רשימת עמלות כאל ודיינרס (Excel), בתוקף מ-1/6/2026",
          "url": "https://www.cal-online.co.il/media/oj0paeu1/amlotxlsx.xlsx"
        },
        {
          "title": "תקנון תכנית מועדון CashCal Pro",
          "url": "https://www.cal-online.co.il/media/iciixydi/cashcal-pro-takanon-n.pdf"
        }
      ]
    },
    {
      "id": "cal-flyall-premium",
      "name": "FlyAll Premium",
      "issuer": "כאל",
      "club": "FlyAll",
      "network": "Diners בארץ, Mastercard בחו\u0022ל",
      "segment": "private",
      "kind": "credit",
      "url": "https://www.supermarker.themarker.com/CreditCards/CreditCard.aspx?Card=cal-flyall-premium",
      "eligibility": null,
      "monthlyFeeIls": 24.9,
      "monthlyFeeNoteHe": null,
      "feeTiers": [],
      "firstYearWaiverMonths": 12,
      "fxFeePct": {
        "firstYear": 1,
        "regularYear": 1.8
      },
      "earn": {
        "type": "rate",
        "ratePct": [
          1.2,
          1
        ],
        "spendPerPointIls": null,
        "pointValueIls": 1,
        "capMonth": null,
        "capYear": null,
        "redeem": "נקודות לערוץ אחד"
      },
      "annualCostIls": {
        "firstYear": 60,
        "regularYear": 407
      },
      "declaredReturnIls": {
        "firstYear": 792,
        "regularYear": 660
      },
      "declaredReturnUnits": {
        "firstYear": 792,
        "regularYear": 660,
        "unit": "₪ זיכוי"
      },
      "unrankedReasonHe": null,
      "perks": [
        {
          "type": "travel",
          "textHe": "ביטוח נסיעות: 5 ימים חינם",
          "scope": "issuer",
          "validUntil": "2026-12-31",
          "source": "דפי ביטוח נסיעות של כאל והטבות חו\u0022ל ל-FlyAll"
        }
      ],
      "verified": "2026-11-04",
      "sources": [
        {
          "title": "דף CashCal Pro / CashCal (שתי לשוניות)",
          "url": "https://www.cal-online.co.il/cards/cashcal-pro/"
        },
        {
          "title": "דף FlyAll: טבלת עיקרי התנאים ושאלות ותשובות (05/11/2026)",
          "url": "https://www.cal-online.co.il/cards/flyall"
        },
        {
          "title": "דף Miles \u0026 More (06/11/2026), כולל הודעת חיווי אשראי",
          "url": "https://www.cal-online.co.il/cards/milesnmore/"
        },
        {
          "title": "דפי ביטוח נסיעות של כאל והטבות חו\u0022ל ל-FlyAll",
          "url": "https://www.cal-online.co.il/goingabroad/abroad-benefits/insurance/"
        },
        {
          "title": "הגדלת מסגרת אשראי (דף שירות עצמי)",
          "url": "https://www.cal-online.co.il/self-service/increasecreditlimit/"
        },
        {
          "title": "רשימת עמלות כאל ודיינרס (Excel), בתוקף מ-1/6/2026",
          "url": "https://www.cal-online.co.il/media/oj0paeu1/amlotxlsx.xlsx"
        }
      ]
    },
    {
      "id": "cal-flycard-bronze",
      "name": "FLY CARD של כאל",
      "issuer": "כאל",
      "club": "אל על FLY CARD",
      "network": "Visa / Mastercard",
      "segment": "private",
      "kind": "credit",
      "url": "https://www.supermarker.themarker.com/CreditCards/CreditCard.aspx?Product=4506",
      "eligibility": null,
      "monthlyFeeIls": 19.9,
      "monthlyFeeNoteHe": null,
      "feeTiers": [],
      "firstYearWaiverMonths": 0,
      "fxFeePct": {
        "firstYear": 3,
        "regularYear": 3
      },
      "earn": null,
      "annualCostIls": {
        "firstYear": 419,
        "regularYear": 419
      },
      "declaredReturnIls": {
        "firstYear": null,
        "regularYear": null
      },
      "declaredReturnUnits": null,
      "unrankedReasonHe": null,
      "perks": [
        {
          "type": "travel",
          "textHe": "ביטוח נסיעות: 5 ימים חינם",
          "scope": "issuer",
          "validUntil": "2026-12-31",
          "source": "דפי ביטוח נסיעות של כאל והטבות חו\u0022ל ל-FlyAll"
        }
      ],
      "verified": "2026-11-04",
      "sources": [
        {
          "title": "דף CashCal Pro / CashCal (שתי לשוניות)",
          "url": "https://www.cal-online.co.il/cards/cashcal-pro/"
        },
        {
          "title": "דף Miles \u0026 More (06/11/2026), כולל הודעת חיווי אשראי",
          "url": "https://www.cal-online.co.il/cards/milesnmore/"
        },
        {
          "title": "דפי ביטוח נסיעות של כאל והטבות חו\u0022ל ל-FlyAll",
          "url": "https://www.cal-online.co.il/goingabroad/abroad-benefits/insurance/"
        },
        {
          "title": "הגדלת מסגרת אשראי (דף שירות עצמי)",
          "url": "https://www.cal-online.co.il/self-service/increasecreditlimit/"
        },
        {
          "title": "רשימת עמלות כאל ודיינרס (Excel), בתוקף מ-1/6/2026",
          "url": "https://www.cal-online.co.il/media/oj0paeu1/amlotxlsx.xlsx"
        }
      ]
    },
    {
      "id": "cal-flycard-premium",
      "name": "FLY CARD Premium של כאל",
      "issuer": "כאל",
      "club": "אל על FLY CARD",
      "network": "Visa / Diners / Mastercard",
      "segment": "private",
      "kind": "credit",
      "url": "https://www.supermarker.themarker.com/CreditCards/CreditCard.aspx?Product=5509",
      "eligibility": null,
      "monthlyFeeIls": 38.9,
      "monthlyFeeNoteHe": null,
      "feeTiers": [],
      "firstYearWaiverMonths": 0,
      "fxFeePct": {
        "firstYear": 3,
        "regularYear": 3
      },
      "earn": null,
      "annualCostIls": {
        "firstYear": 647,
        "regularYear": 647
      },
      "declaredReturnIls": {
        "firstYear": null,
        "regularYear": null
      },
      "declaredReturnUnits": null,
      "unrankedReasonHe": null,
      "perks": [
        {
          "type": "travel",
          "textHe": "ביטוח נסיעות: 5 ימים חינם",
          "scope": "issuer",
          "validUntil": "2026-12-31",
          "source": "דפי ביטוח נסיעות של כאל והטבות חו\u0022ל ל-FlyAll"
        }
      ],
      "verified": "2026-11-04",
      "sources": [
        {
          "title": "דף CashCal Pro / CashCal (שתי לשוניות)",
          "url": "https://www.cal-online.co.il/cards/cashcal-pro/"
        },
        {
          "title": "דף Miles \u0026 More (06/11/2026), כולל הודעת חיווי אשראי",
          "url": "https://www.cal-online.co.il/cards/milesnmore/"
        },
        {
          "title": "דפי ביטוח נסיעות של כאל והטבות חו\u0022ל ל-FlyAll",
          "url": "https://www.cal-online.co.il/goingabroad/abroad-benefits/insurance/"
        },
        {
          "title": "הגדלת מסגרת אשראי (דף שירות עצמי)",
          "url": "https://www.cal-online.co.il/self-service/increasecreditlimit/"
        },
        {
          "title": "רשימת עמלות כאל ודיינרס (Excel), בתוקף מ-1/6/2026",
          "url": "https://www.cal-online.co.il/media/oj0paeu1/amlotxlsx.xlsx"
        }
      ]
    },
    {
      "id": "cal-miles-more",
      "name": "Miles \u0026 More פלטינום",
      "issuer": "כאל",
      "club": "Miles \u0026 More",
      "network": "",
      "segment": "private",
      "kind": "credit",
      "url": "https://www.supermarker.themarker.com/CreditCards/CreditCard.aspx?Card=cal-miles-more",
      "eligibility": null,
      "monthlyFeeIls": 19.9,
      "monthlyFeeNoteHe": null,
      "feeTiers": [],
      "firstYearWaiverMonths": 0,
      "fxFeePct": {
        "firstYear": 3,
        "regularYear": 3
      },
      "earn": null,
      "annualCostIls": {
        "firstYear": 419,
        "regularYear": 419
      },
      "declaredReturnIls": {
        "firstYear": null,
        "regularYear": null
      },
      "declaredReturnUnits": null,
      "unrankedReasonHe": null,
      "perks": [
        {
          "type": "travel",
          "textHe": "ביטוח נסיעות: 5 ימים חינם",
          "scope": "issuer",
          "validUntil": "2026-12-31",
          "source": "דפי ביטוח נסיעות של כאל והטבות חו\u0022ל ל-FlyAll"
        }
      ],
      "verified": "2026-11-04",
      "sources": [
        {
          "title": "דף CashCal Pro / CashCal (שתי לשוניות)",
          "url": "https://www.cal-online.co.il/cards/cashcal-pro/"
        },
        {
          "title": "דף Miles \u0026 More (06/11/2026), כולל הודעת חיווי אשראי",
          "url": "https://www.cal-online.co.il/cards/milesnmore/"
        },
        {
          "title": "דפי ביטוח נסיעות של כאל והטבות חו\u0022ל ל-FlyAll",
          "url": "https://www.cal-online.co.il/goingabroad/abroad-benefits/insurance/"
        },
        {
          "title": "הגדלת מסגרת אשראי (דף שירות עצמי)",
          "url": "https://www.cal-online.co.il/self-service/increasecreditlimit/"
        },
        {
          "title": "רשימת עמלות כאל ודיינרס (Excel), בתוקף מ-1/6/2026",
          "url": "https://www.cal-online.co.il/media/oj0paeu1/amlotxlsx.xlsx"
        }
      ]
    },
    {
      "id": "cal-secret-flights",
      "name": "טיסות סודיות",
      "issuer": "כאל",
      "club": "טיסות סודיות",
      "network": "Mastercard",
      "segment": "private",
      "kind": "credit",
      "url": "https://www.supermarker.themarker.com/CreditCards/CreditCard.aspx?Card=cal-secret-flights",
      "eligibility": null,
      "monthlyFeeIls": null,
      "monthlyFeeNoteHe": null,
      "feeTiers": [
        {
          "fromMonthlySpendIls": 5000,
          "monthlyFeeIls": 0,
          "onlyTrack": null
        }
      ],
      "firstYearWaiverMonths": 0,
      "fxFeePct": {
        "firstYear": 1,
        "regularYear": 1
      },
      "earn": null,
      "annualCostIls": {
        "firstYear": 60,
        "regularYear": 60
      },
      "declaredReturnIls": {
        "firstYear": null,
        "regularYear": null
      },
      "declaredReturnUnits": null,
      "unrankedReasonHe": null,
      "perks": [
        {
          "type": "travel",
          "textHe": "ביטוח נסיעות: 5 ימים חינם",
          "scope": "issuer",
          "validUntil": "2026-12-31",
          "source": "דפי ביטוח נסיעות של כאל והטבות חו\u0022ל ל-FlyAll"
        }
      ],
      "verified": "2026-11-04",
      "sources": [
        {
          "title": "דף CashCal Pro / CashCal (שתי לשוניות)",
          "url": "https://www.cal-online.co.il/cards/cashcal-pro/"
        },
        {
          "title": "דף Miles \u0026 More (06/11/2026), כולל הודעת חיווי אשראי",
          "url": "https://www.cal-online.co.il/cards/milesnmore/"
        },
        {
          "title": "דף טיסות סודיות",
          "url": "https://www.cal-online.co.il/cards/secretflights/"
        },
        {
          "title": "דפי ביטוח נסיעות של כאל והטבות חו\u0022ל ל-FlyAll",
          "url": "https://www.cal-online.co.il/goingabroad/abroad-benefits/insurance/"
        },
        {
          "title": "הגדלת מסגרת אשראי (דף שירות עצמי)",
          "url": "https://www.cal-online.co.il/self-service/increasecreditlimit/"
        },
        {
          "title": "רשימת עמלות כאל ודיינרס (Excel), בתוקף מ-1/6/2026",
          "url": "https://www.cal-online.co.il/media/oj0paeu1/amlotxlsx.xlsx"
        }
      ]
    },
    {
      "id": "cal-prepaid",
      "name": "כאל פריפייד (נטען)",
      "issuer": "כאל",
      "club": null,
      "network": "",
      "segment": "private",
      "kind": "prepaid",
      "url": "https://www.supermarker.themarker.com/CreditCards/CreditCard.aspx?Product=172",
      "eligibility": null,
      "monthlyFeeIls": 9.9,
      "monthlyFeeNoteHe": null,
      "feeTiers": [],
      "firstYearWaiverMonths": 0,
      "fxFeePct": {
        "firstYear": 3,
        "regularYear": 3
      },
      "earn": null,
      "annualCostIls": {
        "firstYear": null,
        "regularYear": null
      },
      "declaredReturnIls": {
        "firstYear": null,
        "regularYear": null
      },
      "declaredReturnUnits": null,
      "unrankedReasonHe": "יש עמלה קבועה (דמי טעינה) שעוד לא בחישוב",
      "perks": [],
      "verified": "2026-11-04",
      "sources": [
        {
          "title": "דף CashCal Pro / CashCal (שתי לשוניות)",
          "url": "https://www.cal-online.co.il/cards/cashcal-pro/"
        },
        {
          "title": "דף Miles \u0026 More (06/11/2026), כולל הודעת חיווי אשראי",
          "url": "https://www.cal-online.co.il/cards/milesnmore/"
        },
        {
          "title": "דפי ביטוח נסיעות של כאל והטבות חו\u0022ל ל-FlyAll",
          "url": "https://www.cal-online.co.il/goingabroad/abroad-benefits/insurance/"
        },
        {
          "title": "הגדלת מסגרת אשראי (דף שירות עצמי)",
          "url": "https://www.cal-online.co.il/self-service/increasecreditlimit/"
        },
        {
          "title": "רשימת עמלות כאל ודיינרס (Excel), בתוקף מ-1/6/2026",
          "url": "https://www.cal-online.co.il/media/oj0paeu1/amlotxlsx.xlsx"
        }
      ]
    },
    {
      "id": "cal-mycal",
      "name": "My Cal",
      "issuer": "כאל",
      "club": "My Cal",
      "network": "",
      "segment": "private",
      "kind": "prepaid",
      "url": "https://www.supermarker.themarker.com/CreditCards/CreditCard.aspx?Card=cal-mycal",
      "eligibility": "מחזיקי כרטיס כאל חוץ בנקאי",
      "monthlyFeeIls": 0,
      "monthlyFeeNoteHe": null,
      "feeTiers": [],
      "firstYearWaiverMonths": 0,
      "fxFeePct": {
        "firstYear": 3,
        "regularYear": 3
      },
      "earn": null,
      "annualCostIls": {
        "firstYear": null,
        "regularYear": null
      },
      "declaredReturnIls": {
        "firstYear": null,
        "regularYear": null
      },
      "declaredReturnUnits": null,
      "unrankedReasonHe": "יש עמלה קבועה (דמי טעינה) שעוד לא בחישוב",
      "perks": [
        {
          "type": "wallets",
          "textHe": "Google Pay, Apple Pay",
          "scope": "product",
          "validUntil": null,
          "source": "דף My Cal"
        }
      ],
      "verified": "2026-11-04",
      "sources": [
        {
          "title": "דף CashCal Pro / CashCal (שתי לשוניות)",
          "url": "https://www.cal-online.co.il/cards/cashcal-pro/"
        },
        {
          "title": "דף My Cal",
          "url": "https://www.cal-online.co.il/cards/mycal/"
        },
        {
          "title": "דפי ביטוח נסיעות של כאל והטבות חו\u0022ל ל-FlyAll",
          "url": "https://www.cal-online.co.il/goingabroad/abroad-benefits/insurance/"
        },
        {
          "title": "הגדלת מסגרת אשראי (דף שירות עצמי)",
          "url": "https://www.cal-online.co.il/self-service/increasecreditlimit/"
        },
        {
          "title": "רשימת עמלות כאל ודיינרס (Excel), בתוקף מ-1/6/2026",
          "url": "https://www.cal-online.co.il/media/oj0paeu1/amlotxlsx.xlsx"
        }
      ]
    },
    {
      "id": "cal-paybox-young",
      "name": "PayBox Young",
      "issuer": "כאל",
      "club": null,
      "network": "",
      "segment": "private",
      "kind": "prepaid",
      "url": "https://www.supermarker.themarker.com/CreditCards/CreditCard.aspx?Card=cal-paybox-young",
      "eligibility": null,
      "monthlyFeeIls": 7.9,
      "monthlyFeeNoteHe": null,
      "feeTiers": [],
      "firstYearWaiverMonths": 0,
      "fxFeePct": {
        "firstYear": 3,
        "regularYear": 3
      },
      "earn": null,
      "annualCostIls": {
        "firstYear": 275,
        "regularYear": 275
      },
      "declaredReturnIls": {
        "firstYear": null,
        "regularYear": null
      },
      "declaredReturnUnits": null,
      "unrankedReasonHe": null,
      "perks": [],
      "verified": "2026-11-04",
      "sources": [
        {
          "title": "דף CashCal Pro / CashCal (שתי לשוניות)",
          "url": "https://www.cal-online.co.il/cards/cashcal-pro/"
        },
        {
          "title": "דף Miles \u0026 More (06/11/2026), כולל הודעת חיווי אשראי",
          "url": "https://www.cal-online.co.il/cards/milesnmore/"
        },
        {
          "title": "דפי ביטוח נסיעות של כאל והטבות חו\u0022ל ל-FlyAll",
          "url": "https://www.cal-online.co.il/goingabroad/abroad-benefits/insurance/"
        },
        {
          "title": "הגדלת מסגרת אשראי (דף שירות עצמי)",
          "url": "https://www.cal-online.co.il/self-service/increasecreditlimit/"
        },
        {
          "title": "רשימת עמלות כאל ודיינרס (Excel), בתוקף מ-1/6/2026",
          "url": "https://www.cal-online.co.il/media/oj0paeu1/amlotxlsx.xlsx"
        }
      ]
    },
    {
      "id": "cal-paybox",
      "name": "כרטיס PayBox דיגיטלי",
      "issuer": "כאל",
      "club": null,
      "network": "Visa",
      "segment": "private",
      "kind": "credit",
      "url": "https://www.supermarker.themarker.com/CreditCards/CreditCard.aspx?Card=cal-paybox",
      "eligibility": null,
      "monthlyFeeIls": 0,
      "monthlyFeeNoteHe": null,
      "feeTiers": [],
      "firstYearWaiverMonths": 0,
      "fxFeePct": {
        "firstYear": 3,
        "regularYear": 3
      },
      "earn": null,
      "annualCostIls": {
        "firstYear": 180,
        "regularYear": 180
      },
      "declaredReturnIls": {
        "firstYear": null,
        "regularYear": null
      },
      "declaredReturnUnits": null,
      "unrankedReasonHe": null,
      "perks": [
        {
          "type": "travel",
          "textHe": "ביטוח נסיעות: 5 ימים חינם",
          "scope": "issuer",
          "validUntil": "2026-12-31",
          "source": "דפי ביטוח נסיעות של כאל והטבות חו\u0022ל ל-FlyAll"
        }
      ],
      "verified": "2026-11-04",
      "sources": [
        {
          "title": "דף CashCal Pro / CashCal (שתי לשוניות)",
          "url": "https://www.cal-online.co.il/cards/cashcal-pro/"
        },
        {
          "title": "דף Miles \u0026 More (06/11/2026), כולל הודעת חיווי אשראי",
          "url": "https://www.cal-online.co.il/cards/milesnmore/"
        },
        {
          "title": "דף כרטיס PayBox דיגיטלי",
          "url": "https://www.cal-online.co.il/cards/paybox/"
        },
        {
          "title": "דפי ביטוח נסיעות של כאל והטבות חו\u0022ל ל-FlyAll",
          "url": "https://www.cal-online.co.il/goingabroad/abroad-benefits/insurance/"
        },
        {
          "title": "הגדלת מסגרת אשראי (דף שירות עצמי)",
          "url": "https://www.cal-online.co.il/self-service/increasecreditlimit/"
        },
        {
          "title": "רשימת עמלות כאל ודיינרס (Excel), בתוקף מ-1/6/2026",
          "url": "https://www.cal-online.co.il/media/oj0paeu1/amlotxlsx.xlsx"
        }
      ]
    },
    {
      "id": "cal-shufersal",
      "name": "שופרסל של כאל",
      "issuer": "כאל",
      "club": "שופרסל",
      "network": "",
      "segment": "private",
      "kind": "credit",
      "url": "https://www.supermarker.themarker.com/CreditCards/CreditCard.aspx?Product=4455",
      "eligibility": null,
      "monthlyFeeIls": 12.9,
      "monthlyFeeNoteHe": null,
      "feeTiers": [],
      "firstYearWaiverMonths": 12,
      "fxFeePct": {
        "firstYear": 3,
        "regularYear": 3
      },
      "earn": null,
      "annualCostIls": {
        "firstYear": 180,
        "regularYear": 371
      },
      "declaredReturnIls": {
        "firstYear": null,
        "regularYear": null
      },
      "declaredReturnUnits": null,
      "unrankedReasonHe": null,
      "perks": [
        {
          "type": "travel",
          "textHe": "ביטוח נסיעות: הנחה",
          "scope": "product",
          "validUntil": null,
          "source": "דף כרטיס אשראי שופרסל"
        },
        {
          "type": "extra_card",
          "textHe": "כרטיס נוסף בלי עלות",
          "scope": "product",
          "validUntil": null,
          "source": "דף כרטיס אשראי שופרסל"
        }
      ],
      "verified": "2026-11-04",
      "sources": [
        {
          "title": "דף CashCal Pro / CashCal (שתי לשוניות)",
          "url": "https://www.cal-online.co.il/cards/cashcal-pro/"
        },
        {
          "title": "דף Miles \u0026 More (06/11/2026), כולל הודעת חיווי אשראי",
          "url": "https://www.cal-online.co.il/cards/milesnmore/"
        },
        {
          "title": "דף כרטיס אשראי שופרסל",
          "url": "https://www.cal-online.co.il/cards/shufersal/"
        },
        {
          "title": "דפי ביטוח נסיעות של כאל והטבות חו\u0022ל ל-FlyAll",
          "url": "https://www.cal-online.co.il/goingabroad/abroad-benefits/insurance/"
        },
        {
          "title": "הגדלת מסגרת אשראי (דף שירות עצמי)",
          "url": "https://www.cal-online.co.il/self-service/increasecreditlimit/"
        },
        {
          "title": "רשימת עמלות כאל ודיינרס (Excel), בתוקף מ-1/6/2026",
          "url": "https://www.cal-online.co.il/media/oj0paeu1/amlotxlsx.xlsx"
        }
      ]
    },
    {
      "id": "cal-365vip",
      "name": "Cal365 VIP",
      "issuer": "כאל",
      "club": "Cal365 VIP",
      "network": "",
      "segment": "private",
      "kind": "credit",
      "url": "https://www.supermarker.themarker.com/CreditCards/CreditCard.aspx?Product=4445",
      "eligibility": "חברי מועדון Club365 של המשביר לצרכן",
      "monthlyFeeIls": null,
      "monthlyFeeNoteHe": null,
      "feeTiers": [],
      "firstYearWaiverMonths": 6,
      "fxFeePct": {
        "firstYear": 3,
        "regularYear": 3
      },
      "earn": null,
      "annualCostIls": {
        "firstYear": null,
        "regularYear": null
      },
      "declaredReturnIls": {
        "firstYear": null,
        "regularYear": null
      },
      "declaredReturnUnits": null,
      "unrankedReasonHe": "יש עמלה קבועה (דמי טעינה) שעוד לא בחישוב",
      "perks": [
        {
          "type": "travel",
          "textHe": "ביטוח נסיעות: 5 ימים חינם",
          "scope": "issuer",
          "validUntil": "2026-12-31",
          "source": "דפי ביטוח נסיעות של כאל והטבות חו\u0022ל ל-FlyAll"
        }
      ],
      "verified": "2026-11-04",
      "sources": [
        {
          "title": "דף Cal365 VIP",
          "url": "https://www.cal-online.co.il/cards/365/"
        },
        {
          "title": "דף CashCal Pro / CashCal (שתי לשוניות)",
          "url": "https://www.cal-online.co.il/cards/cashcal-pro/"
        },
        {
          "title": "דף Miles \u0026 More (06/11/2026), כולל הודעת חיווי אשראי",
          "url": "https://www.cal-online.co.il/cards/milesnmore/"
        },
        {
          "title": "דפי ביטוח נסיעות של כאל והטבות חו\u0022ל ל-FlyAll",
          "url": "https://www.cal-online.co.il/goingabroad/abroad-benefits/insurance/"
        },
        {
          "title": "הגדלת מסגרת אשראי (דף שירות עצמי)",
          "url": "https://www.cal-online.co.il/self-service/increasecreditlimit/"
        },
        {
          "title": "רשימת עמלות כאל ודיינרס (Excel), בתוקף מ-1/6/2026",
          "url": "https://www.cal-online.co.il/media/oj0paeu1/amlotxlsx.xlsx"
        }
      ]
    },
    {
      "id": "cal-hno",
      "name": "CashCal H\u0026O",
      "issuer": "כאל",
      "club": "H\u0026O",
      "network": "",
      "segment": "private",
      "kind": "credit",
      "url": "https://www.supermarker.themarker.com/CreditCards/CreditCard.aspx?Product=4446",
      "eligibility": null,
      "monthlyFeeIls": 17.9,
      "monthlyFeeNoteHe": null,
      "feeTiers": [],
      "firstYearWaiverMonths": 6,
      "fxFeePct": {
        "firstYear": 3,
        "regularYear": 3
      },
      "earn": {
        "type": "rate",
        "ratePct": [
          1,
          0.75
        ],
        "spendPerPointIls": null,
        "pointValueIls": null,
        "capMonth": 200,
        "capYear": 2400,
        "redeem": "שובר או גיפטקארד"
      },
      "annualCostIls": {
        "firstYear": 307,
        "regularYear": 455
      },
      "declaredReturnIls": {
        "firstYear": 660,
        "regularYear": 496
      },
      "declaredReturnUnits": {
        "firstYear": 660,
        "regularYear": 496,
        "unit": "₪ זיכוי"
      },
      "unrankedReasonHe": null,
      "perks": [
        {
          "type": "travel",
          "textHe": "ביטוח נסיעות: 5 ימים חינם",
          "scope": "issuer",
          "validUntil": "2026-12-31",
          "source": "דפי ביטוח נסיעות של כאל והטבות חו\u0022ל ל-FlyAll"
        },
        {
          "type": "wallets",
          "textHe": "Google Pay, Apple Pay",
          "scope": "product",
          "validUntil": null,
          "source": "דף CashCal H\u0026O"
        }
      ],
      "verified": "2026-11-04",
      "sources": [
        {
          "title": "דף CashCal H\u0026O",
          "url": "https://www.cal-online.co.il/cards/hno/"
        },
        {
          "title": "דף CashCal Pro / CashCal (שתי לשוניות)",
          "url": "https://www.cal-online.co.il/cards/cashcal-pro/"
        },
        {
          "title": "דף Miles \u0026 More (06/11/2026), כולל הודעת חיווי אשראי",
          "url": "https://www.cal-online.co.il/cards/milesnmore/"
        },
        {
          "title": "דפי ביטוח נסיעות של כאל והטבות חו\u0022ל ל-FlyAll",
          "url": "https://www.cal-online.co.il/goingabroad/abroad-benefits/insurance/"
        },
        {
          "title": "הגדלת מסגרת אשראי (דף שירות עצמי)",
          "url": "https://www.cal-online.co.il/self-service/increasecreditlimit/"
        },
        {
          "title": "רשימת עמלות כאל ודיינרס (Excel), בתוקף מ-1/6/2026",
          "url": "https://www.cal-online.co.il/media/oj0paeu1/amlotxlsx.xlsx"
        }
      ]
    },
    {
      "id": "cal-powercard",
      "name": "PowerCard",
      "issuer": "כאל",
      "club": "PowerCard",
      "network": "",
      "segment": "private",
      "kind": "credit",
      "url": "https://www.supermarker.themarker.com/CreditCards/CreditCard.aspx?Product=4447",
      "eligibility": null,
      "monthlyFeeIls": 17.9,
      "monthlyFeeNoteHe": null,
      "feeTiers": [
        {
          "fromMonthlySpendIls": 5000,
          "monthlyFeeIls": 9.9,
          "onlyTrack": null
        },
        {
          "fromMonthlySpendIls": 7500,
          "monthlyFeeIls": 0,
          "onlyTrack": null
        }
      ],
      "firstYearWaiverMonths": 6,
      "fxFeePct": {
        "firstYear": 3,
        "regularYear": 3
      },
      "earn": null,
      "annualCostIls": {
        "firstYear": 239,
        "regularYear": 299
      },
      "declaredReturnIls": {
        "firstYear": null,
        "regularYear": null
      },
      "declaredReturnUnits": null,
      "unrankedReasonHe": null,
      "perks": [
        {
          "type": "travel",
          "textHe": "ביטוח נסיעות: 5 ימים חינם",
          "scope": "issuer",
          "validUntil": "2026-12-31",
          "source": "דפי ביטוח נסיעות של כאל והטבות חו\u0022ל ל-FlyAll"
        }
      ],
      "verified": "2026-11-04",
      "sources": [
        {
          "title": "דף CashCal Pro / CashCal (שתי לשוניות)",
          "url": "https://www.cal-online.co.il/cards/cashcal-pro/"
        },
        {
          "title": "דף Miles \u0026 More (06/11/2026), כולל הודעת חיווי אשראי",
          "url": "https://www.cal-online.co.il/cards/milesnmore/"
        },
        {
          "title": "דף PowerCard",
          "url": "https://www.cal-online.co.il/cards/powercard/"
        },
        {
          "title": "דפי ביטוח נסיעות של כאל והטבות חו\u0022ל ל-FlyAll",
          "url": "https://www.cal-online.co.il/goingabroad/abroad-benefits/insurance/"
        },
        {
          "title": "הגדלת מסגרת אשראי (דף שירות עצמי)",
          "url": "https://www.cal-online.co.il/self-service/increasecreditlimit/"
        },
        {
          "title": "רשימת עמלות כאל ודיינרס (Excel), בתוקף מ-1/6/2026",
          "url": "https://www.cal-online.co.il/media/oj0paeu1/amlotxlsx.xlsx"
        }
      ]
    },
    {
      "id": "cal-htzone",
      "name": "hitech zone",
      "issuer": "כאל",
      "club": "hitech zone",
      "network": "",
      "segment": "private",
      "kind": "credit",
      "url": "https://www.supermarker.themarker.com/CreditCards/CreditCard.aspx?Product=4451",
      "eligibility": "עובדי חברות בעלות הסכם עם מועדון hitech zone",
      "monthlyFeeIls": null,
      "monthlyFeeNoteHe": null,
      "feeTiers": [],
      "firstYearWaiverMonths": 0,
      "fxFeePct": {
        "firstYear": 3,
        "regularYear": 3
      },
      "earn": null,
      "annualCostIls": {
        "firstYear": null,
        "regularYear": null
      },
      "declaredReturnIls": {
        "firstYear": null,
        "regularYear": null
      },
      "declaredReturnUnits": null,
      "unrankedReasonHe": "דמי הכרטיס לא פורסמו",
      "perks": [
        {
          "type": "travel",
          "textHe": "ביטוח נסיעות: 5 ימים חינם",
          "scope": "issuer",
          "validUntil": "2026-12-31",
          "source": "דפי ביטוח נסיעות של כאל והטבות חו\u0022ל ל-FlyAll"
        }
      ],
      "verified": "2026-11-04",
      "sources": [
        {
          "title": "דף CashCal Pro / CashCal (שתי לשוניות)",
          "url": "https://www.cal-online.co.il/cards/cashcal-pro/"
        },
        {
          "title": "דף Miles \u0026 More (06/11/2026), כולל הודעת חיווי אשראי",
          "url": "https://www.cal-online.co.il/cards/milesnmore/"
        },
        {
          "title": "דפי ביטוח נסיעות של כאל והטבות חו\u0022ל ל-FlyAll",
          "url": "https://www.cal-online.co.il/goingabroad/abroad-benefits/insurance/"
        },
        {
          "title": "הגדלת מסגרת אשראי (דף שירות עצמי)",
          "url": "https://www.cal-online.co.il/self-service/increasecreditlimit/"
        },
        {
          "title": "רשימת עמלות כאל ודיינרס (Excel), בתוקף מ-1/6/2026",
          "url": "https://www.cal-online.co.il/media/oj0paeu1/amlotxlsx.xlsx"
        }
      ]
    },
    {
      "id": "diners-classic",
      "name": "Diners Club",
      "issuer": "דיינרס",
      "club": null,
      "network": "Diners",
      "segment": "private",
      "kind": "credit",
      "url": "https://www.supermarker.themarker.com/CreditCards/CreditCard.aspx?Product=3462",
      "eligibility": null,
      "monthlyFeeIls": 17.9,
      "monthlyFeeNoteHe": null,
      "feeTiers": [
        {
          "fromMonthlySpendIls": 5000,
          "monthlyFeeIls": 9.9,
          "onlyTrack": null
        },
        {
          "fromMonthlySpendIls": 7500,
          "monthlyFeeIls": 0,
          "onlyTrack": null
        }
      ],
      "firstYearWaiverMonths": 0,
      "fxFeePct": {
        "firstYear": 3,
        "regularYear": 3
      },
      "earn": null,
      "annualCostIls": {
        "firstYear": 299,
        "regularYear": 299
      },
      "declaredReturnIls": {
        "firstYear": null,
        "regularYear": null
      },
      "declaredReturnUnits": null,
      "unrankedReasonHe": null,
      "perks": [
        {
          "type": "travel",
          "textHe": "ביטוח נסיעות: הנחה",
          "scope": "product",
          "validUntil": null,
          "source": "דף Diners Club (Classic) באתר כאל"
        }
      ],
      "verified": "2026-11-04",
      "sources": [
        {
          "title": "דף Diners Club (Classic) באתר כאל",
          "url": "https://www.cal-online.co.il/cards/diners-club/"
        },
        {
          "title": "דף הבית diners.co.il",
          "url": "https://www.diners.co.il/"
        },
        {
          "title": "רשימת עמלות כאל ודיינרס (Excel), בתוקף מ-1/6/2026 (עותק)",
          "url": "https://www.cal-online.co.il/media/oj0paeu1/amlotxlsx.xlsx"
        }
      ]
    },
    {
      "id": "diners-extra-home",
      "name": "Diners Extra Home",
      "issuer": "דיינרס",
      "club": "Diners Extra",
      "network": "Diners",
      "segment": "private",
      "kind": "credit",
      "url": "https://www.supermarker.themarker.com/CreditCards/CreditCard.aspx?Card=diners-extra-home",
      "eligibility": null,
      "monthlyFeeIls": null,
      "monthlyFeeNoteHe": null,
      "feeTiers": [
        {
          "fromMonthlySpendIls": 5000,
          "monthlyFeeIls": 0,
          "onlyTrack": null
        }
      ],
      "firstYearWaiverMonths": 0,
      "fxFeePct": {
        "firstYear": 3,
        "regularYear": 3
      },
      "earn": null,
      "annualCostIls": {
        "firstYear": 180,
        "regularYear": 180
      },
      "declaredReturnIls": {
        "firstYear": null,
        "regularYear": null
      },
      "declaredReturnUnits": null,
      "unrankedReasonHe": null,
      "perks": [
        {
          "type": "travel",
          "textHe": "ביטוח נסיעות: הנחה",
          "scope": "product",
          "validUntil": null,
          "source": "דף Diners Extra Home"
        }
      ],
      "verified": "2026-11-04",
      "sources": [
        {
          "title": "דף Diners Extra Home",
          "url": "https://www.cal-online.co.il/cards/extrahome/"
        },
        {
          "title": "דף הבית diners.co.il",
          "url": "https://www.diners.co.il/"
        },
        {
          "title": "רשימת עמלות כאל ודיינרס (Excel), בתוקף מ-1/6/2026 (עותק)",
          "url": "https://www.cal-online.co.il/media/oj0paeu1/amlotxlsx.xlsx"
        }
      ]
    },
    {
      "id": "isracard-business-platinum",
      "name": "ישראכרט עסקי, זהב עסקי ופלטינום",
      "issuer": "ישראכרט",
      "club": null,
      "network": "Mastercard / Visa",
      "segment": "business",
      "kind": "credit",
      "url": "https://www.supermarker.themarker.com/CreditCards/CreditCard.aspx?Product=4479",
      "eligibility": null,
      "monthlyFeeIls": 17.9,
      "monthlyFeeNoteHe": null,
      "feeTiers": [
        {
          "fromMonthlySpendIls": 7500,
          "monthlyFeeIls": 15.3,
          "onlyTrack": null
        },
        {
          "fromMonthlySpendIls": 12000,
          "monthlyFeeIls": 0,
          "onlyTrack": null
        }
      ],
      "firstYearWaiverMonths": 0,
      "fxFeePct": {
        "firstYear": 2.9,
        "regularYear": 2.9
      },
      "earn": null,
      "annualCostIls": {
        "firstYear": 389,
        "regularYear": 389
      },
      "declaredReturnIls": {
        "firstYear": null,
        "regularYear": null
      },
      "declaredReturnUnits": null,
      "unrankedReasonHe": null,
      "perks": [],
      "verified": "2026-11-04",
      "sources": [
        {
          "title": "לובי כרטיסי האשראי של ישראכרט (כל הכרטיסים, 41)",
          "url": "https://www.isracard.co.il/lobby-credit-cards/private"
        },
        {
          "title": "מגזין: איך להגדיל את מסגרת האשראי",
          "url": "https://www.isracard.co.il/blog/credit-cards/credit-line-increase/private"
        },
        {
          "title": "מגזין: ההבדל בין מסגרת אשראי למסגרת חשבון",
          "url": "https://www.isracard.co.il/blog/credit-cards/frame-card-diff/private"
        },
        {
          "title": "תעריפון דמי כרטיס ושירותים שונים, ישראכרט חוץ-בנקאי (גרסה 06/2026)",
          "url": "https://digital.isracard.co.il/globalassets/taarifon_2026.pdf"
        }
      ]
    },
    {
      "id": "isracard-digital",
      "name": "ישראכרט דיגיטלי",
      "issuer": "ישראכרט",
      "club": null,
      "network": "",
      "segment": "private",
      "kind": "credit",
      "url": "https://www.supermarker.themarker.com/CreditCards/CreditCard.aspx?Card=isracard-digital",
      "eligibility": null,
      "monthlyFeeIls": 9.9,
      "monthlyFeeNoteHe": null,
      "feeTiers": [],
      "firstYearWaiverMonths": 0,
      "fxFeePct": {
        "firstYear": 2.9,
        "regularYear": 2.9
      },
      "earn": null,
      "annualCostIls": {
        "firstYear": 293,
        "regularYear": 293
      },
      "declaredReturnIls": {
        "firstYear": null,
        "regularYear": null
      },
      "declaredReturnUnits": null,
      "unrankedReasonHe": null,
      "perks": [],
      "verified": "2026-11-04",
      "sources": [
        {
          "title": "לובי כרטיסי האשראי של ישראכרט (כל הכרטיסים, 41)",
          "url": "https://www.isracard.co.il/lobby-credit-cards/private"
        },
        {
          "title": "מגזין: איך להגדיל את מסגרת האשראי",
          "url": "https://www.isracard.co.il/blog/credit-cards/credit-line-increase/private"
        },
        {
          "title": "מגזין: ההבדל בין מסגרת אשראי למסגרת חשבון",
          "url": "https://www.isracard.co.il/blog/credit-cards/frame-card-diff/private"
        },
        {
          "title": "תעריפון דמי כרטיס ושירותים שונים, ישראכרט חוץ-בנקאי (גרסה 06/2026)",
          "url": "https://digital.isracard.co.il/globalassets/taarifon_2026.pdf"
        }
      ]
    },
    {
      "id": "isracard-more",
      "name": "ישראכרט MORE",
      "issuer": "ישראכרט",
      "club": null,
      "network": "",
      "segment": "private",
      "kind": "credit",
      "url": "https://www.supermarker.themarker.com/CreditCards/CreditCard.aspx?Product=3495",
      "eligibility": null,
      "monthlyFeeIls": 10.9,
      "monthlyFeeNoteHe": null,
      "feeTiers": [],
      "firstYearWaiverMonths": 0,
      "fxFeePct": {
        "firstYear": 2.9,
        "regularYear": 2.9
      },
      "earn": null,
      "annualCostIls": {
        "firstYear": 305,
        "regularYear": 305
      },
      "declaredReturnIls": {
        "firstYear": null,
        "regularYear": null
      },
      "declaredReturnUnits": null,
      "unrankedReasonHe": null,
      "perks": [
        {
          "type": "extra_card",
          "textHe": "כרטיס שני: 50% הנחה",
          "scope": "product",
          "validUntil": null,
          "source": "תעריפון דמי כרטיס ושירותים שונים, ישראכרט חוץ-בנקאי (גרסה 06/2026)"
        }
      ],
      "verified": "2026-11-04",
      "sources": [
        {
          "title": "לובי כרטיסי האשראי של ישראכרט (כל הכרטיסים, 41)",
          "url": "https://www.isracard.co.il/lobby-credit-cards/private"
        },
        {
          "title": "מגזין: איך להגדיל את מסגרת האשראי",
          "url": "https://www.isracard.co.il/blog/credit-cards/credit-line-increase/private"
        },
        {
          "title": "מגזין: ההבדל בין מסגרת אשראי למסגרת חשבון",
          "url": "https://www.isracard.co.il/blog/credit-cards/frame-card-diff/private"
        },
        {
          "title": "תעריפון דמי כרטיס ושירותים שונים, ישראכרט חוץ-בנקאי (גרסה 06/2026)",
          "url": "https://digital.isracard.co.il/globalassets/taarifon_2026.pdf"
        }
      ]
    },
    {
      "id": "isracard-direct",
      "name": "ישראכרט דירקט (חיוב מיידי)",
      "issuer": "ישראכרט",
      "club": null,
      "network": "Mastercard",
      "segment": "private",
      "kind": "debit",
      "url": "https://www.supermarker.themarker.com/CreditCards/CreditCard.aspx?Product=4467",
      "eligibility": null,
      "monthlyFeeIls": 8.5,
      "monthlyFeeNoteHe": null,
      "feeTiers": [],
      "firstYearWaiverMonths": 0,
      "fxFeePct": {
        "firstYear": 2.9,
        "regularYear": 2.9
      },
      "earn": null,
      "annualCostIls": {
        "firstYear": 276,
        "regularYear": 276
      },
      "declaredReturnIls": {
        "firstYear": null,
        "regularYear": null
      },
      "declaredReturnUnits": null,
      "unrankedReasonHe": null,
      "perks": [],
      "verified": "2026-11-04",
      "sources": [
        {
          "title": "לובי כרטיסי האשראי של ישראכרט (כל הכרטיסים, 41)",
          "url": "https://www.isracard.co.il/lobby-credit-cards/private"
        },
        {
          "title": "מגזין: איך להגדיל את מסגרת האשראי",
          "url": "https://www.isracard.co.il/blog/credit-cards/credit-line-increase/private"
        },
        {
          "title": "מגזין: ההבדל בין מסגרת אשראי למסגרת חשבון",
          "url": "https://www.isracard.co.il/blog/credit-cards/frame-card-diff/private"
        },
        {
          "title": "תעריפון דמי כרטיס ושירותים שונים, ישראכרט חוץ-בנקאי (גרסה 06/2026)",
          "url": "https://digital.isracard.co.il/globalassets/taarifon_2026.pdf"
        }
      ]
    },
    {
      "id": "isracard-world-elite",
      "name": "World Elite Mastercard של ישראכרט",
      "issuer": "ישראכרט",
      "club": null,
      "network": "Mastercard",
      "segment": "private",
      "kind": "credit",
      "url": "https://www.supermarker.themarker.com/CreditCards/CreditCard.aspx?Product=4471",
      "eligibility": null,
      "monthlyFeeIls": 203.9049,
      "monthlyFeeNoteHe": "דמי הכרטיס 63.90 $ לחודש, כ-203.90 ₪, לפי השער היציג של בנק ישראל ב-12/11/2026",
      "feeTiers": [],
      "firstYearWaiverMonths": 0,
      "fxFeePct": {
        "firstYear": 2.9,
        "regularYear": 2.9
      },
      "earn": null,
      "annualCostIls": {
        "firstYear": 2621,
        "regularYear": 2621
      },
      "declaredReturnIls": {
        "firstYear": null,
        "regularYear": null
      },
      "declaredReturnUnits": null,
      "unrankedReasonHe": null,
      "perks": [
        {
          "type": "lounge",
          "textHe": "טרקלינים: כניסה חינם",
          "scope": "product",
          "validUntil": null,
          "source": "דף World Elite Mastercard"
        },
        {
          "type": "travel",
          "textHe": "ביטוח נסיעות: פוליסה עד 60 ימים לנסיעה",
          "scope": "product",
          "validUntil": null,
          "source": "דף World Elite Mastercard"
        }
      ],
      "verified": "2026-11-04",
      "sources": [
        {
          "title": "דף World Elite Mastercard",
          "url": "https://www.isracard.co.il/credit-cards/world_elite_mastercard"
        },
        {
          "title": "לובי כרטיסי האשראי של ישראכרט (כל הכרטיסים, 41)",
          "url": "https://www.isracard.co.il/lobby-credit-cards/private"
        },
        {
          "title": "מגזין: איך להגדיל את מסגרת האשראי",
          "url": "https://www.isracard.co.il/blog/credit-cards/credit-line-increase/private"
        },
        {
          "title": "מגזין: ההבדל בין מסגרת אשראי למסגרת חשבון",
          "url": "https://www.isracard.co.il/blog/credit-cards/frame-card-diff/private"
        },
        {
          "title": "תעריפון דמי כרטיס ושירותים שונים, ישראכרט חוץ-בנקאי (גרסה 06/2026)",
          "url": "https://digital.isracard.co.il/globalassets/taarifon_2026.pdf"
        },
        {
          "title": "השער היציג של הדולר, בנק ישראל (API ציבורי)",
          "url": "https://boi.org.il/PublicApi/GetExchangeRate?key=USD"
        }
      ]
    },
    {
      "id": "isracard-top",
      "name": "ישראכרט TOP",
      "issuer": "ישראכרט",
      "club": null,
      "network": "",
      "segment": "private",
      "kind": "credit",
      "url": "https://www.supermarker.themarker.com/CreditCards/CreditCard.aspx?Card=isracard-top",
      "eligibility": null,
      "monthlyFeeIls": 17.9,
      "monthlyFeeNoteHe": null,
      "feeTiers": [
        {
          "fromMonthlySpendIls": 5000,
          "monthlyFeeIls": 15.3,
          "onlyTrack": null
        },
        {
          "fromMonthlySpendIls": 7500,
          "monthlyFeeIls": 0,
          "onlyTrack": null
        }
      ],
      "firstYearWaiverMonths": 12,
      "fxFeePct": {
        "firstYear": 2.465,
        "regularYear": 2.465
      },
      "earn": null,
      "annualCostIls": {
        "firstYear": 148,
        "regularYear": 332
      },
      "declaredReturnIls": {
        "firstYear": null,
        "regularYear": null
      },
      "declaredReturnUnits": null,
      "unrankedReasonHe": null,
      "perks": [
        {
          "type": "travel",
          "textHe": "ביטוח נסיעות: 5 ימים חינם בכל נסיעה",
          "scope": "product",
          "validUntil": null,
          "source": "דף כרטיס TOP"
        }
      ],
      "verified": "2026-11-04",
      "sources": [
        {
          "title": "דף כרטיס TOP",
          "url": "https://www.isracard.co.il/credit-cards/isracardtop"
        },
        {
          "title": "מגזין: איך להגדיל את מסגרת האשראי",
          "url": "https://www.isracard.co.il/blog/credit-cards/credit-line-increase/private"
        },
        {
          "title": "מגזין: ההבדל בין מסגרת אשראי למסגרת חשבון",
          "url": "https://www.isracard.co.il/blog/credit-cards/frame-card-diff/private"
        },
        {
          "title": "תעריפון דמי כרטיס ושירותים שונים, ישראכרט חוץ-בנקאי (גרסה 06/2026)",
          "url": "https://digital.isracard.co.il/globalassets/taarifon_2026.pdf"
        }
      ]
    },
    {
      "id": "isracard-top-vatik",
      "name": "TOP לאזרח הוותיק",
      "issuer": "ישראכרט",
      "club": "TOP לאזרח הוותיק",
      "network": "",
      "segment": "private",
      "kind": "credit",
      "url": "https://www.supermarker.themarker.com/CreditCards/CreditCard.aspx?Card=isracard-top-vatik",
      "eligibility": "אזרחים ותיקים מעל גיל 65",
      "monthlyFeeIls": null,
      "monthlyFeeNoteHe": null,
      "feeTiers": [],
      "firstYearWaiverMonths": 0,
      "fxFeePct": {
        "firstYear": 2.9,
        "regularYear": 2.9
      },
      "earn": null,
      "annualCostIls": {
        "firstYear": null,
        "regularYear": null
      },
      "declaredReturnIls": {
        "firstYear": null,
        "regularYear": null
      },
      "declaredReturnUnits": null,
      "unrankedReasonHe": "נתון ממתין לבדיקה מול מסמך רשמי",
      "perks": [
        {
          "type": "travel",
          "textHe": "ביטוח נסיעות: 5 ימים חינם בכל נסיעה",
          "scope": "product",
          "validUntil": null,
          "source": "דף ISRACARD TOP לאזרח הוותיק"
        }
      ],
      "verified": "2026-11-04",
      "sources": [
        {
          "title": "דף ISRACARD TOP לאזרח הוותיק",
          "url": "https://www.isracard.co.il/credit-cards/isracardtop-vatik"
        },
        {
          "title": "לובי כרטיסי האשראי של ישראכרט (כל הכרטיסים, 41)",
          "url": "https://www.isracard.co.il/lobby-credit-cards/private"
        },
        {
          "title": "מגזין: איך להגדיל את מסגרת האשראי",
          "url": "https://www.isracard.co.il/blog/credit-cards/credit-line-increase/private"
        },
        {
          "title": "מגזין: ההבדל בין מסגרת אשראי למסגרת חשבון",
          "url": "https://www.isracard.co.il/blog/credit-cards/frame-card-diff/private"
        },
        {
          "title": "תעריפון דמי כרטיס ושירותים שונים, ישראכרט חוץ-בנקאי (גרסה 06/2026)",
          "url": "https://digital.isracard.co.il/globalassets/taarifon_2026.pdf"
        }
      ]
    },
    {
      "id": "isracard-flycard-premium-select",
      "name": "FLY CARD Premium Select",
      "issuer": "ישראכרט",
      "club": "אל על FLY CARD",
      "network": "Mastercard",
      "segment": "private",
      "kind": "credit",
      "url": "https://www.supermarker.themarker.com/CreditCards/CreditCard.aspx?Card=isracard-flycard-premium-select",
      "eligibility": null,
      "monthlyFeeIls": 27.9,
      "monthlyFeeNoteHe": null,
      "feeTiers": [],
      "firstYearWaiverMonths": 0,
      "fxFeePct": {
        "firstYear": 2.2,
        "regularYear": 2.2
      },
      "earn": {
        "type": "points",
        "ratePct": null,
        "spendPerPointIls": 4.5,
        "pointValueIls": null,
        "capMonth": null,
        "capYear": null,
        "redeem": "נקודות"
      },
      "annualCostIls": {
        "firstYear": null,
        "regularYear": null
      },
      "declaredReturnIls": {
        "firstYear": null,
        "regularYear": null
      },
      "declaredReturnUnits": {
        "firstYear": 14664,
        "regularYear": 14664,
        "unit": "נקודות נוסע מתמיד"
      },
      "unrankedReasonHe": "רק למי שמוציא בממוצע מעל הסף שהחברה דורשת",
      "perks": [
        {
          "type": "extra_card",
          "textHe": "כרטיס שני: 50% הנחה",
          "scope": "product",
          "validUntil": null,
          "source": "דף FLY CARD בישראכרט"
        }
      ],
      "verified": "2026-11-04",
      "sources": [
        {
          "title": "דף FLY CARD בישראכרט",
          "url": "https://www.isracard.co.il/flycard/private"
        },
        {
          "title": "לובי כרטיסי האשראי של ישראכרט (כל הכרטיסים, 41)",
          "url": "https://www.isracard.co.il/lobby-credit-cards/private"
        },
        {
          "title": "מגזין: איך להגדיל את מסגרת האשראי",
          "url": "https://www.isracard.co.il/blog/credit-cards/credit-line-increase/private"
        },
        {
          "title": "מגזין: ההבדל בין מסגרת אשראי למסגרת חשבון",
          "url": "https://www.isracard.co.il/blog/credit-cards/frame-card-diff/private"
        },
        {
          "title": "תעריפון דמי כרטיס ושירותים שונים, ישראכרט חוץ-בנקאי (גרסה 06/2026)",
          "url": "https://digital.isracard.co.il/globalassets/taarifon_2026.pdf"
        },
        {
          "title": "תקנון FLY CARD ישראכרט",
          "url": "https://digital.isracard.co.il/globalassets/FLYCARD-TERMS.pdf"
        }
      ]
    },
    {
      "id": "isracard-superfly-premium",
      "name": "SuperFly פרימיום",
      "issuer": "ישראכרט",
      "club": "SuperFly",
      "network": "",
      "segment": "private",
      "kind": "credit",
      "url": "https://www.supermarker.themarker.com/CreditCards/CreditCard.aspx?Card=isracard-superfly-premium",
      "eligibility": null,
      "monthlyFeeIls": 24.9,
      "monthlyFeeNoteHe": null,
      "feeTiers": [],
      "firstYearWaiverMonths": 0,
      "fxFeePct": {
        "firstYear": 1.5,
        "regularYear": 1.5
      },
      "earn": {
        "type": "rate",
        "ratePct": [
          0.3,
          0.3
        ],
        "spendPerPointIls": null,
        "pointValueIls": 1,
        "capMonth": null,
        "capYear": null,
        "redeem": "נקודות לערוץ אחד"
      },
      "annualCostIls": {
        "firstYear": 389,
        "regularYear": 389
      },
      "declaredReturnIls": {
        "firstYear": 221,
        "regularYear": 221
      },
      "declaredReturnUnits": {
        "firstYear": 221,
        "regularYear": 221,
        "unit": "₪ זיכוי"
      },
      "unrankedReasonHe": null,
      "perks": [],
      "verified": "2026-11-04",
      "sources": [
        {
          "title": "דף SuperFly",
          "url": "https://www.isracard.co.il/credit-cards/superfly"
        },
        {
          "title": "כללי מועדון SuperFly (תקנון חברות ותוכנית הצבירה)",
          "url": "https://digital.isracard.co.il/globalassets/SuperFlY_T.pdf"
        },
        {
          "title": "לובי כרטיסי האשראי של ישראכרט (כל הכרטיסים, 41)",
          "url": "https://www.isracard.co.il/lobby-credit-cards/private"
        },
        {
          "title": "מגזין: איך להגדיל את מסגרת האשראי",
          "url": "https://www.isracard.co.il/blog/credit-cards/credit-line-increase/private"
        },
        {
          "title": "מגזין: ההבדל בין מסגרת אשראי למסגרת חשבון",
          "url": "https://www.isracard.co.il/blog/credit-cards/frame-card-diff/private"
        },
        {
          "title": "תעריפון דמי כרטיס ושירותים שונים, ישראכרט חוץ-בנקאי (גרסה 06/2026)",
          "url": "https://digital.isracard.co.il/globalassets/taarifon_2026.pdf"
        }
      ]
    },
    {
      "id": "isracard-extramembers-lawyers",
      "name": "Extra Members עורכי דין",
      "issuer": "ישראכרט",
      "club": "Extra Members עורכי דין",
      "network": "",
      "segment": "private",
      "kind": "credit",
      "url": "https://www.supermarker.themarker.com/CreditCards/CreditCard.aspx?Product=6809",
      "eligibility": "חברי לשכת עורכי הדין",
      "monthlyFeeIls": 0,
      "monthlyFeeNoteHe": null,
      "feeTiers": [],
      "firstYearWaiverMonths": 0,
      "fxFeePct": {
        "firstYear": 2.32,
        "regularYear": 2.32
      },
      "earn": null,
      "annualCostIls": {
        "firstYear": 139,
        "regularYear": 139
      },
      "declaredReturnIls": {
        "firstYear": null,
        "regularYear": null
      },
      "declaredReturnUnits": null,
      "unrankedReasonHe": null,
      "perks": [
        {
          "type": "travel",
          "textHe": "ביטוח נסיעות: עד 14 ימי הרחבה במתנה",
          "scope": "product",
          "validUntil": null,
          "source": "דף Extra Members עורכי דין"
        }
      ],
      "verified": "2026-11-04",
      "sources": [
        {
          "title": "דף Extra Members עורכי דין",
          "url": "https://www.isracard.co.il/credit-cards/extramembers"
        },
        {
          "title": "לובי כרטיסי האשראי של ישראכרט (כל הכרטיסים, 41)",
          "url": "https://www.isracard.co.il/lobby-credit-cards/private"
        },
        {
          "title": "מגזין: איך להגדיל את מסגרת האשראי",
          "url": "https://www.isracard.co.il/blog/credit-cards/credit-line-increase/private"
        },
        {
          "title": "מגזין: ההבדל בין מסגרת אשראי למסגרת חשבון",
          "url": "https://www.isracard.co.il/blog/credit-cards/frame-card-diff/private"
        }
      ]
    },
    {
      "id": "isracard-yahad",
      "name": "מועדון יחד",
      "issuer": "ישראכרט",
      "club": "יחד",
      "network": "",
      "segment": "private",
      "kind": "credit",
      "url": "https://www.supermarker.themarker.com/CreditCards/CreditCard.aspx?Product=3618",
      "eligibility": null,
      "monthlyFeeIls": null,
      "monthlyFeeNoteHe": null,
      "feeTiers": [],
      "firstYearWaiverMonths": 60,
      "fxFeePct": {
        "firstYear": 2.9,
        "regularYear": 2.9
      },
      "earn": null,
      "annualCostIls": {
        "firstYear": 174,
        "regularYear": null
      },
      "declaredReturnIls": {
        "firstYear": null,
        "regularYear": null
      },
      "declaredReturnUnits": null,
      "unrankedReasonHe": "דמי הכרטיס אחרי השנה הראשונה לא פורסמו",
      "perks": [
        {
          "type": "travel",
          "textHe": "ביטוח נסיעות: עד 14 ימי הרחבה במתנה",
          "scope": "product",
          "validUntil": null,
          "source": "דף מועדון יחד"
        }
      ],
      "verified": "2026-11-04",
      "sources": [
        {
          "title": "דף מועדון יחד",
          "url": "https://www.isracard.co.il/credit-cards/yahad"
        },
        {
          "title": "לובי כרטיסי האשראי של ישראכרט (כל הכרטיסים, 41)",
          "url": "https://www.isracard.co.il/lobby-credit-cards/private"
        },
        {
          "title": "מגזין: איך להגדיל את מסגרת האשראי",
          "url": "https://www.isracard.co.il/blog/credit-cards/credit-line-increase/private"
        },
        {
          "title": "מגזין: ההבדל בין מסגרת אשראי למסגרת חשבון",
          "url": "https://www.isracard.co.il/blog/credit-cards/frame-card-diff/private"
        },
        {
          "title": "תעריפון דמי כרטיס ושירותים שונים, ישראכרט חוץ-בנקאי (גרסה 06/2026)",
          "url": "https://digital.isracard.co.il/globalassets/taarifon_2026.pdf"
        }
      ]
    },
    {
      "id": "isracard-p100",
      "name": "מועדון P100",
      "issuer": "ישראכרט",
      "club": "P100",
      "network": "",
      "segment": "private",
      "kind": "credit",
      "url": "https://www.supermarker.themarker.com/CreditCards/CreditCard.aspx?Card=isracard-p100",
      "eligibility": "שוטרים, סוהרים, חברי משמר אזרחי ובני זוגם",
      "monthlyFeeIls": 0,
      "monthlyFeeNoteHe": null,
      "feeTiers": [],
      "firstYearWaiverMonths": 0,
      "fxFeePct": {
        "firstYear": 2.465,
        "regularYear": 2.465
      },
      "earn": null,
      "annualCostIls": {
        "firstYear": 148,
        "regularYear": 148
      },
      "declaredReturnIls": {
        "firstYear": null,
        "regularYear": null
      },
      "declaredReturnUnits": null,
      "unrankedReasonHe": null,
      "perks": [
        {
          "type": "travel",
          "textHe": "ביטוח נסיעות: עד 14 ימי הרחבה במתנה",
          "scope": "product",
          "validUntil": null,
          "source": "דף מועדון P100"
        }
      ],
      "verified": "2026-11-04",
      "sources": [
        {
          "title": "דף מועדון P100",
          "url": "https://www.isracard.co.il/credit-cards/p100"
        },
        {
          "title": "לובי כרטיסי האשראי של ישראכרט (כל הכרטיסים, 41)",
          "url": "https://www.isracard.co.il/lobby-credit-cards/private"
        },
        {
          "title": "מגזין: איך להגדיל את מסגרת האשראי",
          "url": "https://www.isracard.co.il/blog/credit-cards/credit-line-increase/private"
        },
        {
          "title": "מגזין: ההבדל בין מסגרת אשראי למסגרת חשבון",
          "url": "https://www.isracard.co.il/blog/credit-cards/frame-card-diff/private"
        },
        {
          "title": "תעריפון דמי כרטיס ושירותים שונים, ישראכרט חוץ-בנקאי (גרסה 06/2026)",
          "url": "https://digital.isracard.co.il/globalassets/taarifon_2026.pdf"
        }
      ]
    },
    {
      "id": "isracard-w",
      "name": "מועדון דאבל יו (W)",
      "issuer": "ישראכרט",
      "club": "דאבל יו (W)",
      "network": "",
      "segment": "private",
      "kind": "credit",
      "url": "https://www.supermarker.themarker.com/CreditCards/CreditCard.aspx?Card=isracard-w",
      "eligibility": null,
      "monthlyFeeIls": 17.9,
      "monthlyFeeNoteHe": null,
      "feeTiers": [
        {
          "fromMonthlySpendIls": 5000,
          "monthlyFeeIls": 15.3,
          "onlyTrack": null
        },
        {
          "fromMonthlySpendIls": 7500,
          "monthlyFeeIls": 0,
          "onlyTrack": null
        }
      ],
      "firstYearWaiverMonths": 6,
      "fxFeePct": {
        "firstYear": 2.9,
        "regularYear": 2.9
      },
      "earn": null,
      "annualCostIls": {
        "firstYear": 266,
        "regularYear": 358
      },
      "declaredReturnIls": {
        "firstYear": null,
        "regularYear": null
      },
      "declaredReturnUnits": null,
      "unrankedReasonHe": null,
      "perks": [],
      "verified": "2026-11-04",
      "sources": [
        {
          "title": "דף מועדון דאבל יו (W)",
          "url": "https://www.isracard.co.il/credit-cards/w"
        },
        {
          "title": "לובי כרטיסי האשראי של ישראכרט (כל הכרטיסים, 41)",
          "url": "https://www.isracard.co.il/lobby-credit-cards/private"
        },
        {
          "title": "מגזין: איך להגדיל את מסגרת האשראי",
          "url": "https://www.isracard.co.il/blog/credit-cards/credit-line-increase/private"
        },
        {
          "title": "מגזין: ההבדל בין מסגרת אשראי למסגרת חשבון",
          "url": "https://www.isracard.co.il/blog/credit-cards/frame-card-diff/private"
        },
        {
          "title": "תעריפון דמי כרטיס ושירותים שונים, ישראכרט חוץ-בנקאי (גרסה 06/2026)",
          "url": "https://digital.isracard.co.il/globalassets/taarifon_2026.pdf"
        },
        {
          "title": "תקנון מועדון W",
          "url": "https://digital.isracard.co.il/globalassets/w_terms.pdf"
        }
      ]
    },
    {
      "id": "isracard-lifestyle",
      "name": "LifeStyle (סופר-פארם)",
      "issuer": "ישראכרט",
      "club": "LifeStyle",
      "network": "Mastercard",
      "segment": "private",
      "kind": "credit",
      "url": "https://www.supermarker.themarker.com/CreditCards/CreditCard.aspx?Product=3607",
      "eligibility": null,
      "monthlyFeeIls": 17.9,
      "monthlyFeeNoteHe": null,
      "feeTiers": [
        {
          "fromMonthlySpendIls": 5000,
          "monthlyFeeIls": 15.3,
          "onlyTrack": null
        },
        {
          "fromMonthlySpendIls": 7500,
          "monthlyFeeIls": 0,
          "onlyTrack": null
        }
      ],
      "firstYearWaiverMonths": 12,
      "fxFeePct": {
        "firstYear": 2.9,
        "regularYear": 2.9
      },
      "earn": null,
      "annualCostIls": {
        "firstYear": 174,
        "regularYear": 358
      },
      "declaredReturnIls": {
        "firstYear": null,
        "regularYear": null
      },
      "declaredReturnUnits": null,
      "unrankedReasonHe": null,
      "perks": [
        {
          "type": "travel",
          "textHe": "ביטוח נסיעות: עד 14 ימי הרחבה במתנה",
          "scope": "product",
          "validUntil": null,
          "source": "דף כרטיס LifeStyle"
        }
      ],
      "verified": "2026-11-04",
      "sources": [
        {
          "title": "דף כרטיס LifeStyle",
          "url": "https://www.isracard.co.il/credit-cards/lifestyle"
        },
        {
          "title": "לובי כרטיסי האשראי של ישראכרט (כל הכרטיסים, 41)",
          "url": "https://www.isracard.co.il/lobby-credit-cards/private"
        },
        {
          "title": "מגזין: איך להגדיל את מסגרת האשראי",
          "url": "https://www.isracard.co.il/blog/credit-cards/credit-line-increase/private"
        },
        {
          "title": "מגזין: ההבדל בין מסגרת אשראי למסגרת חשבון",
          "url": "https://www.isracard.co.il/blog/credit-cards/frame-card-diff/private"
        },
        {
          "title": "תעריפון דמי כרטיס ושירותים שונים, ישראכרט חוץ-בנקאי (גרסה 06/2026)",
          "url": "https://digital.isracard.co.il/globalassets/taarifon_2026.pdf"
        }
      ]
    },
    {
      "id": "isracard-hibenefit",
      "name": "Hi-Benefit (לשכת רואי החשבון)",
      "issuer": "ישראכרט",
      "club": "Hi-Benefit",
      "network": "",
      "segment": "private",
      "kind": "credit",
      "url": "https://www.supermarker.themarker.com/CreditCards/CreditCard.aspx?Product=3616",
      "eligibility": "רואי חשבון, חשבי שכר ובני משפחותיהם",
      "monthlyFeeIls": 0,
      "monthlyFeeNoteHe": null,
      "feeTiers": [],
      "firstYearWaiverMonths": 0,
      "fxFeePct": {
        "firstYear": 2.32,
        "regularYear": 2.32
      },
      "earn": null,
      "annualCostIls": {
        "firstYear": 139,
        "regularYear": 139
      },
      "declaredReturnIls": {
        "firstYear": null,
        "regularYear": null
      },
      "declaredReturnUnits": null,
      "unrankedReasonHe": null,
      "perks": [
        {
          "type": "travel",
          "textHe": "ביטוח נסיעות: עד 14 ימי הרחבה במתנה",
          "scope": "product",
          "validUntil": null,
          "source": "דף מועדון Hi-Benefit (לשכת רואי החשבון)"
        }
      ],
      "verified": "2026-11-06",
      "sources": [
        {
          "title": "דף מועדון Hi-Benefit (לשכת רואי החשבון)",
          "url": "https://www.isracard.co.il/credit-cards/hi-benefit"
        },
        {
          "title": "לובי כרטיסי האשראי של ישראכרט (כל הכרטיסים, 41)",
          "url": "https://www.isracard.co.il/lobby-credit-cards/private"
        },
        {
          "title": "מגזין: איך להגדיל את מסגרת האשראי",
          "url": "https://www.isracard.co.il/blog/credit-cards/credit-line-increase/private"
        },
        {
          "title": "מגזין: ההבדל בין מסגרת אשראי למסגרת חשבון",
          "url": "https://www.isracard.co.il/blog/credit-cards/frame-card-diff/private"
        }
      ]
    },
    {
      "id": "isracard-ashmoret",
      "name": "אשמורת",
      "issuer": "ישראכרט",
      "club": "אשמורת",
      "network": "",
      "segment": "private",
      "kind": "credit",
      "url": "https://www.supermarker.themarker.com/CreditCards/CreditCard.aspx?Product=3619",
      "eligibility": "חברי הסתדרות המורים, ובני זוג וילדים מעל גיל 21",
      "monthlyFeeIls": 0,
      "monthlyFeeNoteHe": null,
      "feeTiers": [],
      "firstYearWaiverMonths": 0,
      "fxFeePct": {
        "firstYear": 1.45,
        "regularYear": 1.45
      },
      "earn": null,
      "annualCostIls": {
        "firstYear": 87,
        "regularYear": 87
      },
      "declaredReturnIls": {
        "firstYear": null,
        "regularYear": null
      },
      "declaredReturnUnits": null,
      "unrankedReasonHe": null,
      "perks": [
        {
          "type": "travel",
          "textHe": "ביטוח נסיעות: עד 14 ימי הרחבה במתנה",
          "scope": "product",
          "validUntil": null,
          "source": "דף כרטיס אשמורת"
        }
      ],
      "verified": "2026-11-04",
      "sources": [
        {
          "title": "דף כרטיס אשמורת",
          "url": "https://www.isracard.co.il/credit-cards/ashmoret"
        },
        {
          "title": "לובי כרטיסי האשראי של ישראכרט (כל הכרטיסים, 41)",
          "url": "https://www.isracard.co.il/lobby-credit-cards/private"
        },
        {
          "title": "מגזין: איך להגדיל את מסגרת האשראי",
          "url": "https://www.isracard.co.il/blog/credit-cards/credit-line-increase/private"
        },
        {
          "title": "מגזין: ההבדל בין מסגרת אשראי למסגרת חשבון",
          "url": "https://www.isracard.co.il/blog/credit-cards/frame-card-diff/private"
        },
        {
          "title": "תעריפון דמי כרטיס ושירותים שונים, ישראכרט חוץ-בנקאי (גרסה 06/2026)",
          "url": "https://digital.isracard.co.il/globalassets/taarifon_2026.pdf"
        }
      ]
    },
    {
      "id": "isracard-hot",
      "name": "מועדון הוט",
      "issuer": "ישראכרט",
      "club": "הוט",
      "network": "",
      "segment": "private",
      "kind": "credit",
      "url": "https://www.supermarker.themarker.com/CreditCards/CreditCard.aspx?Product=3620",
      "eligibility": "עובדי עולם הטכנולוגיה (מהנדסים, הנדסאים, טכנאים, הייטק) ובני משפחותיהם",
      "monthlyFeeIls": 0,
      "monthlyFeeNoteHe": null,
      "feeTiers": [],
      "firstYearWaiverMonths": 0,
      "fxFeePct": {
        "firstYear": 1,
        "regularYear": 1
      },
      "earn": null,
      "annualCostIls": {
        "firstYear": 60,
        "regularYear": 60
      },
      "declaredReturnIls": {
        "firstYear": null,
        "regularYear": null
      },
      "declaredReturnUnits": null,
      "unrankedReasonHe": null,
      "perks": [],
      "verified": "2026-11-04",
      "sources": [
        {
          "title": "דף מועדון הוט",
          "url": "https://www.isracard.co.il/credit-cards/moadonhot"
        },
        {
          "title": "לובי כרטיסי האשראי של ישראכרט (כל הכרטיסים, 41)",
          "url": "https://www.isracard.co.il/lobby-credit-cards/private"
        },
        {
          "title": "מגזין: איך להגדיל את מסגרת האשראי",
          "url": "https://www.isracard.co.il/blog/credit-cards/credit-line-increase/private"
        },
        {
          "title": "מגזין: ההבדל בין מסגרת אשראי למסגרת חשבון",
          "url": "https://www.isracard.co.il/blog/credit-cards/frame-card-diff/private"
        },
        {
          "title": "תעריפון דמי כרטיס ושירותים שונים, ישראכרט חוץ-בנקאי (גרסה 06/2026)",
          "url": "https://digital.isracard.co.il/globalassets/taarifon_2026.pdf"
        }
      ]
    },
    {
      "id": "isracard-pextra",
      "name": "פי אקסטרה",
      "issuer": "ישראכרט",
      "club": null,
      "network": "",
      "segment": "private",
      "kind": "credit",
      "url": "https://www.supermarker.themarker.com/CreditCards/CreditCard.aspx?Card=isracard-pextra",
      "eligibility": null,
      "monthlyFeeIls": null,
      "monthlyFeeNoteHe": null,
      "feeTiers": [],
      "firstYearWaiverMonths": 12,
      "fxFeePct": {
        "firstYear": 2.9,
        "regularYear": 2.9
      },
      "earn": null,
      "annualCostIls": {
        "firstYear": 174,
        "regularYear": null
      },
      "declaredReturnIls": {
        "firstYear": null,
        "regularYear": null
      },
      "declaredReturnUnits": null,
      "unrankedReasonHe": "דמי הכרטיס אחרי השנה הראשונה לא פורסמו",
      "perks": [
        {
          "type": "travel",
          "textHe": "ביטוח נסיעות: עד 14 ימי הרחבה במתנה",
          "scope": "product",
          "validUntil": null,
          "source": "דף פי אקסטרה"
        }
      ],
      "verified": "2026-11-04",
      "sources": [
        {
          "title": "דף פי אקסטרה",
          "url": "https://www.isracard.co.il/credit-cards/pextra"
        },
        {
          "title": "לובי כרטיסי האשראי של ישראכרט (כל הכרטיסים, 41)",
          "url": "https://www.isracard.co.il/lobby-credit-cards/private"
        },
        {
          "title": "מגזין: איך להגדיל את מסגרת האשראי",
          "url": "https://www.isracard.co.il/blog/credit-cards/credit-line-increase/private"
        },
        {
          "title": "מגזין: ההבדל בין מסגרת אשראי למסגרת חשבון",
          "url": "https://www.isracard.co.il/blog/credit-cards/frame-card-diff/private"
        },
        {
          "title": "תעריפון דמי כרטיס ושירותים שונים, ישראכרט חוץ-בנקאי (גרסה 06/2026)",
          "url": "https://digital.isracard.co.il/globalassets/taarifon_2026.pdf"
        }
      ]
    },
    {
      "id": "isracard-yoter-soldiers",
      "name": "מועדון יותר (חיילי חובה)",
      "issuer": "ישראכרט",
      "club": "יותר",
      "network": "",
      "segment": "private",
      "kind": "credit",
      "url": "https://www.supermarker.themarker.com/CreditCards/CreditCard.aspx?Product=3635",
      "eligibility": "חיילי חובה",
      "monthlyFeeIls": 0,
      "monthlyFeeNoteHe": null,
      "feeTiers": [],
      "firstYearWaiverMonths": 0,
      "fxFeePct": {
        "firstYear": 2.9,
        "regularYear": 2.9
      },
      "earn": null,
      "annualCostIls": {
        "firstYear": 174,
        "regularYear": 174
      },
      "declaredReturnIls": {
        "firstYear": null,
        "regularYear": null
      },
      "declaredReturnUnits": null,
      "unrankedReasonHe": null,
      "perks": [
        {
          "type": "travel",
          "textHe": "ביטוח נסיעות: עד 14 ימי הרחבה במתנה",
          "scope": "product",
          "validUntil": null,
          "source": "דף מועדון יותר (חיילי חובה)"
        }
      ],
      "verified": "2026-11-04",
      "sources": [
        {
          "title": "דף מועדון יותר (חיילי חובה)",
          "url": "https://www.isracard.co.il/credit-cards/yoterhayalim"
        },
        {
          "title": "לובי כרטיסי האשראי של ישראכרט (כל הכרטיסים, 41)",
          "url": "https://www.isracard.co.il/lobby-credit-cards/private"
        },
        {
          "title": "מגזין: איך להגדיל את מסגרת האשראי",
          "url": "https://www.isracard.co.il/blog/credit-cards/credit-line-increase/private"
        },
        {
          "title": "מגזין: ההבדל בין מסגרת אשראי למסגרת חשבון",
          "url": "https://www.isracard.co.il/blog/credit-cards/frame-card-diff/private"
        },
        {
          "title": "תעריפון דמי כרטיס ושירותים שונים, ישראכרט חוץ-בנקאי (גרסה 06/2026)",
          "url": "https://digital.isracard.co.il/globalassets/taarifon_2026.pdf"
        }
      ]
    },
    {
      "id": "onezero-direct",
      "name": "ONE ZERO direct (חיוב מיידי)",
      "issuer": "ישראכרט",
      "club": null,
      "network": "Mastercard",
      "segment": "private",
      "kind": "debit",
      "url": "https://www.supermarker.themarker.com/CreditCards/CreditCard.aspx?Card=onezero-direct",
      "eligibility": null,
      "monthlyFeeIls": 0,
      "monthlyFeeNoteHe": null,
      "feeTiers": [],
      "firstYearWaiverMonths": 0,
      "fxFeePct": {
        "firstYear": 2,
        "regularYear": 2
      },
      "earn": null,
      "annualCostIls": {
        "firstYear": 120,
        "regularYear": 120
      },
      "declaredReturnIls": {
        "firstYear": null,
        "regularYear": null
      },
      "declaredReturnUnits": null,
      "unrankedReasonHe": null,
      "perks": [],
      "verified": "2026-11-04",
      "sources": [
        {
          "title": "מגזין: איך להגדיל את מסגרת האשראי",
          "url": "https://www.isracard.co.il/blog/credit-cards/credit-line-increase/private"
        },
        {
          "title": "מגזין: ההבדל בין מסגרת אשראי למסגרת חשבון",
          "url": "https://www.isracard.co.il/blog/credit-cards/frame-card-diff/private"
        },
        {
          "title": "תעריפון ONE ZERO לכרטיסי מסטרקארד בהנפקת ישראכרט",
          "url": "https://digital.isracard.co.il/globalassets/taarifon_files/tarifon-one-zero.pdf"
        }
      ]
    },
    {
      "id": "max-gold-business",
      "name": "MAX זהב עסקי",
      "issuer": "מקס",
      "club": null,
      "network": "Visa / Mastercard",
      "segment": "business",
      "kind": "credit",
      "url": "https://www.supermarker.themarker.com/CreditCards/CreditCard.aspx?Card=max-gold-business",
      "eligibility": null,
      "monthlyFeeIls": 19.9,
      "monthlyFeeNoteHe": null,
      "feeTiers": [
        {
          "fromMonthlySpendIls": 3000,
          "monthlyFeeIls": 15.9,
          "onlyTrack": null
        },
        {
          "fromMonthlySpendIls": 5000,
          "monthlyFeeIls": 0,
          "onlyTrack": "pinukim"
        }
      ],
      "firstYearWaiverMonths": 0,
      "fxFeePct": {
        "firstYear": 3,
        "regularYear": 3
      },
      "earn": null,
      "annualCostIls": {
        "firstYear": 180,
        "regularYear": 180
      },
      "declaredReturnIls": {
        "firstYear": null,
        "regularYear": null
      },
      "declaredReturnUnits": null,
      "unrankedReasonHe": null,
      "perks": [
        {
          "type": "wallets",
          "textHe": "Google Pay, Apple Pay",
          "scope": "product",
          "validUntil": null,
          "source": "דף כרטיסי הפינוקים"
        }
      ],
      "verified": "2026-11-04",
      "sources": [
        {
          "title": "דף כרטיסי MAX (לובי \u002B שאלות ותשובות)",
          "url": "https://www.max.co.il/cards"
        },
        {
          "title": "דף כרטיסי הפינוקים",
          "url": "https://www.max.co.il/cards/pinukim"
        },
        {
          "title": "דף מוצר VICTORY",
          "url": "https://www.max.co.il/cards/victory"
        },
        {
          "title": "מגזין: הגדלת מסגרת בכרטיס האשראי",
          "url": "https://www.max.co.il/loans/magazine/hagdalat-misgeret"
        },
        {
          "title": "תעריפון עמלות כללי (PDF, ר\u0022ה 30-12-117)",
          "url": "https://www.max.co.il/api/umbraco/getImage?imageName=taarifon_general.pdf"
        }
      ]
    },
    {
      "id": "max-platinum",
      "name": "MAX פלטינה",
      "issuer": "מקס",
      "club": null,
      "network": "Visa / Mastercard",
      "segment": "private",
      "kind": "credit",
      "url": "https://www.supermarker.themarker.com/CreditCards/CreditCard.aspx?Card=max-platinum",
      "eligibility": null,
      "monthlyFeeIls": 19.9,
      "monthlyFeeNoteHe": null,
      "feeTiers": [
        {
          "fromMonthlySpendIls": 3000,
          "monthlyFeeIls": 15.9,
          "onlyTrack": null
        },
        {
          "fromMonthlySpendIls": 6000,
          "monthlyFeeIls": 0,
          "onlyTrack": "pinukim"
        }
      ],
      "firstYearWaiverMonths": 0,
      "fxFeePct": {
        "firstYear": 3,
        "regularYear": 3
      },
      "earn": null,
      "annualCostIls": {
        "firstYear": 180,
        "regularYear": 180
      },
      "declaredReturnIls": {
        "firstYear": null,
        "regularYear": null
      },
      "declaredReturnUnits": null,
      "unrankedReasonHe": null,
      "perks": [
        {
          "type": "wallets",
          "textHe": "Google Pay, Apple Pay",
          "scope": "product",
          "validUntil": null,
          "source": "דף כרטיסי הפינוקים"
        }
      ],
      "verified": "2026-11-04",
      "sources": [
        {
          "title": "דף כרטיסי MAX (לובי \u002B שאלות ותשובות)",
          "url": "https://www.max.co.il/cards"
        },
        {
          "title": "דף כרטיסי הפינוקים",
          "url": "https://www.max.co.il/cards/pinukim"
        },
        {
          "title": "דף מוצר VICTORY",
          "url": "https://www.max.co.il/cards/victory"
        },
        {
          "title": "מגזין: הגדלת מסגרת בכרטיס האשראי",
          "url": "https://www.max.co.il/loans/magazine/hagdalat-misgeret"
        },
        {
          "title": "תעריפון עמלות כללי (PDF, ר\u0022ה 30-12-117)",
          "url": "https://www.max.co.il/api/umbraco/getImage?imageName=taarifon_general.pdf"
        }
      ]
    },
    {
      "id": "max-world-elite",
      "name": "max World Elite",
      "issuer": "מקס",
      "club": null,
      "network": "Mastercard",
      "segment": "private",
      "kind": "credit",
      "url": "https://www.supermarker.themarker.com/CreditCards/CreditCard.aspx?Product=3480",
      "eligibility": null,
      "monthlyFeeIls": 270,
      "monthlyFeeNoteHe": null,
      "feeTiers": [],
      "firstYearWaiverMonths": 0,
      "fxFeePct": {
        "firstYear": 1.5,
        "regularYear": 1.5
      },
      "earn": null,
      "annualCostIls": {
        "firstYear": 3330,
        "regularYear": 3330
      },
      "declaredReturnIls": {
        "firstYear": null,
        "regularYear": null
      },
      "declaredReturnUnits": null,
      "unrankedReasonHe": null,
      "perks": [],
      "verified": "2026-11-04",
      "sources": [
        {
          "title": "דף כרטיסי MAX (לובי \u002B שאלות ותשובות)",
          "url": "https://www.max.co.il/cards"
        },
        {
          "title": "דף מוצר VICTORY",
          "url": "https://www.max.co.il/cards/victory"
        },
        {
          "title": "מגזין: הגדלת מסגרת בכרטיס האשראי",
          "url": "https://www.max.co.il/loans/magazine/hagdalat-misgeret"
        },
        {
          "title": "תעריפון World Elite",
          "url": "https://www.max.co.il/api/umbraco/getImage?imageName=taarifon-world-elite.pdf"
        }
      ]
    },
    {
      "id": "max-back-total-business",
      "name": "MAX Back Total עסקי",
      "issuer": "מקס",
      "club": "MAX Back Total",
      "network": "Visa",
      "segment": "business",
      "kind": "credit",
      "url": "https://www.supermarker.themarker.com/CreditCards/CreditCard.aspx?Card=max-back-total-business",
      "eligibility": null,
      "monthlyFeeIls": 19.9,
      "monthlyFeeNoteHe": null,
      "feeTiers": [
        {
          "fromMonthlySpendIls": 3000,
          "monthlyFeeIls": 15.9,
          "onlyTrack": null
        },
        {
          "fromMonthlySpendIls": 5000,
          "monthlyFeeIls": 0,
          "onlyTrack": "pinukim"
        }
      ],
      "firstYearWaiverMonths": 12,
      "fxFeePct": {
        "firstYear": 3,
        "regularYear": 3
      },
      "earn": {
        "type": "rate",
        "ratePct": [
          1,
          0.75
        ],
        "spendPerPointIls": null,
        "pointValueIls": null,
        "capMonth": null,
        "capYear": 2000,
        "redeem": "שובר או גיפטקארד"
      },
      "annualCostIls": {
        "firstYear": 180,
        "regularYear": 180
      },
      "declaredReturnIls": {
        "firstYear": 660,
        "regularYear": 495
      },
      "declaredReturnUnits": {
        "firstYear": 660,
        "regularYear": 495,
        "unit": "₪ זיכוי"
      },
      "unrankedReasonHe": null,
      "perks": [
        {
          "type": "travel",
          "textHe": "ביטוח נסיעות: 5 ימים חינם",
          "scope": "product",
          "validUntil": null,
          "source": "דף מוצר MAX Back Total"
        },
        {
          "type": "wallets",
          "textHe": "Google Pay, Apple Pay",
          "scope": "product",
          "validUntil": null,
          "source": "דף מוצר MAX Back Total"
        }
      ],
      "verified": "2026-11-04",
      "sources": [
        {
          "title": "גילוי נאות ותעריפון MAX Back Total (30-12-148, 11.2025)",
          "url": "https://www.max.co.il/api/umbraco/getImage?imageName=taarifon-maxback-total-new.pdf"
        },
        {
          "title": "דף כרטיסי MAX (לובי \u002B שאלות ותשובות)",
          "url": "https://www.max.co.il/cards"
        },
        {
          "title": "דף מוצר MAX Back Total",
          "url": "https://www.max.co.il/cards/max-back-total"
        },
        {
          "title": "דף מוצר VICTORY",
          "url": "https://www.max.co.il/cards/victory"
        },
        {
          "title": "מגזין: הגדלת מסגרת בכרטיס האשראי",
          "url": "https://www.max.co.il/loans/magazine/hagdalat-misgeret"
        },
        {
          "title": "תקנון מועדון MAX Back Total (גרסה 1.1.2025)",
          "url": "https://www.max.co.il/api/umbraco/getImage?imageName=takanon-maxback-total.pdf"
        }
      ]
    },
    {
      "id": "max-prepaid",
      "name": "max cash / max pre-paid",
      "issuer": "מקס",
      "club": null,
      "network": "Visa / Mastercard",
      "segment": "private",
      "kind": "prepaid",
      "url": "https://www.supermarker.themarker.com/CreditCards/CreditCard.aspx?Card=max-prepaid",
      "eligibility": null,
      "monthlyFeeIls": 19.9,
      "monthlyFeeNoteHe": null,
      "feeTiers": [],
      "firstYearWaiverMonths": 0,
      "fxFeePct": {
        "firstYear": 3,
        "regularYear": 3
      },
      "earn": null,
      "annualCostIls": {
        "firstYear": null,
        "regularYear": null
      },
      "declaredReturnIls": {
        "firstYear": null,
        "regularYear": null
      },
      "declaredReturnUnits": null,
      "unrankedReasonHe": "יש עמלה קבועה (דמי טעינה) שעוד לא בחישוב",
      "perks": [],
      "verified": "2026-11-04",
      "sources": [
        {
          "title": "דף כרטיסי MAX (לובי \u002B שאלות ותשובות)",
          "url": "https://www.max.co.il/cards"
        },
        {
          "title": "דף מוצר VICTORY",
          "url": "https://www.max.co.il/cards/victory"
        },
        {
          "title": "מגזין: הגדלת מסגרת בכרטיס האשראי",
          "url": "https://www.max.co.il/loans/magazine/hagdalat-misgeret"
        },
        {
          "title": "תעריפון עמלות כללי (Excel)",
          "url": "https://www.max.co.il/api/umbraco/getImage?imageName=taarifon-amlot-klali.xlsx"
        },
        {
          "title": "תעריפון עמלות כללי (PDF, ר\u0022ה 30-12-117)",
          "url": "https://www.max.co.il/api/umbraco/getImage?imageName=taarifon_general.pdf"
        }
      ]
    },
    {
      "id": "max-mymax",
      "name": "MyMAX",
      "issuer": "מקס",
      "club": "MyMAX",
      "network": "",
      "segment": "private",
      "kind": "prepaid",
      "url": "https://www.supermarker.themarker.com/CreditCards/CreditCard.aspx?Card=max-mymax",
      "eligibility": "לקוחות מקס עם כרטיס חוץ בנקאי",
      "monthlyFeeIls": 0,
      "monthlyFeeNoteHe": null,
      "feeTiers": [],
      "firstYearWaiverMonths": 0,
      "fxFeePct": {
        "firstYear": 3,
        "regularYear": 3
      },
      "earn": null,
      "annualCostIls": {
        "firstYear": null,
        "regularYear": null
      },
      "declaredReturnIls": {
        "firstYear": null,
        "regularYear": null
      },
      "declaredReturnUnits": null,
      "unrankedReasonHe": "יש עמלה קבועה (דמי טעינה) שעוד לא בחישוב",
      "perks": [],
      "verified": "2026-11-04",
      "sources": [
        {
          "title": "גילוי נאות ותעריפון MyMAX",
          "url": "https://www.max.co.il/api/umbraco/getImage?imageName=taarifon-mymax.pdf"
        },
        {
          "title": "דף כרטיסי MAX (לובי \u002B שאלות ותשובות)",
          "url": "https://www.max.co.il/cards"
        },
        {
          "title": "דף מוצר MyMAX",
          "url": "https://www.max.co.il/cards/my-max"
        },
        {
          "title": "דף מוצר VICTORY",
          "url": "https://www.max.co.il/cards/victory"
        },
        {
          "title": "מגזין: הגדלת מסגרת בכרטיס האשראי",
          "url": "https://www.max.co.il/loans/magazine/hagdalat-misgeret"
        },
        {
          "title": "תעריפון עמלות כללי (PDF, ר\u0022ה 30-12-117)",
          "url": "https://www.max.co.il/api/umbraco/getImage?imageName=taarifon_general.pdf"
        }
      ]
    },
    {
      "id": "max-business",
      "name": "MAX Business",
      "issuer": "מקס",
      "club": "MAX Business",
      "network": "Visa",
      "segment": "business",
      "kind": "credit",
      "url": "https://www.supermarker.themarker.com/CreditCards/CreditCard.aspx?Card=max-business",
      "eligibility": null,
      "monthlyFeeIls": 19.9,
      "monthlyFeeNoteHe": null,
      "feeTiers": [
        {
          "fromMonthlySpendIls": 3000,
          "monthlyFeeIls": 15.9,
          "onlyTrack": null
        },
        {
          "fromMonthlySpendIls": 6000,
          "monthlyFeeIls": 0,
          "onlyTrack": null
        }
      ],
      "firstYearWaiverMonths": 12,
      "fxFeePct": {
        "firstYear": 3,
        "regularYear": 3
      },
      "earn": null,
      "annualCostIls": {
        "firstYear": 180,
        "regularYear": 180
      },
      "declaredReturnIls": {
        "firstYear": null,
        "regularYear": null
      },
      "declaredReturnUnits": null,
      "unrankedReasonHe": null,
      "perks": [
        {
          "type": "wallets",
          "textHe": "Google Pay, Apple Pay",
          "scope": "product",
          "validUntil": null,
          "source": "דף מוצר MAX Business"
        }
      ],
      "verified": "2026-11-04",
      "sources": [
        {
          "title": "גילוי נאות ותעריפון MAX Business (30-12-101, 11.2025)",
          "url": "https://www.max.co.il/api/umbraco/getImage?imageName=taarifon_business.pdf"
        },
        {
          "title": "דף כרטיסי MAX (לובי \u002B שאלות ותשובות)",
          "url": "https://www.max.co.il/cards"
        },
        {
          "title": "דף מוצר MAX Business",
          "url": "https://www.max.co.il/cards/max-business"
        },
        {
          "title": "דף מוצר VICTORY",
          "url": "https://www.max.co.il/cards/victory"
        },
        {
          "title": "מגזין: הגדלת מסגרת בכרטיס האשראי",
          "url": "https://www.max.co.il/loans/magazine/hagdalat-misgeret"
        },
        {
          "title": "תעריפון עמלות כללי (PDF, ר\u0022ה 30-12-117)",
          "url": "https://www.max.co.il/api/umbraco/getImage?imageName=taarifon_general.pdf"
        }
      ]
    },
    {
      "id": "max-beyachad",
      "name": "ביחד בשבילך",
      "issuer": "מקס",
      "club": "ביחד בשבילך",
      "network": "Visa",
      "segment": "private",
      "kind": "credit",
      "url": "https://www.supermarker.themarker.com/CreditCards/CreditCard.aspx?Card=max-beyachad",
      "eligibility": "חברי מועדון ביחד בשבילך של ההסתדרות ובני משפחתם מגיל 18",
      "monthlyFeeIls": 0,
      "monthlyFeeNoteHe": null,
      "feeTiers": [],
      "firstYearWaiverMonths": 0,
      "fxFeePct": {
        "firstYear": 2.5,
        "regularYear": 2.5
      },
      "earn": null,
      "annualCostIls": {
        "firstYear": 150,
        "regularYear": 150
      },
      "declaredReturnIls": {
        "firstYear": null,
        "regularYear": null
      },
      "declaredReturnUnits": null,
      "unrankedReasonHe": null,
      "perks": [
        {
          "type": "travel",
          "textHe": "ביטוח נסיעות: 10 ימים חינם",
          "scope": "product",
          "validUntil": null,
          "source": "דף מוצר ביחד בשבילך"
        },
        {
          "type": "wallets",
          "textHe": "Google Pay, Apple Pay",
          "scope": "product",
          "validUntil": null,
          "source": "דף מוצר ביחד בשבילך"
        }
      ],
      "verified": "2026-11-04",
      "sources": [
        {
          "title": "דף כרטיסי MAX (לובי \u002B שאלות ותשובות)",
          "url": "https://www.max.co.il/cards"
        },
        {
          "title": "דף מוצר VICTORY",
          "url": "https://www.max.co.il/cards/victory"
        },
        {
          "title": "דף מוצר ביחד בשבילך",
          "url": "https://www.max.co.il/cards/histadrut"
        },
        {
          "title": "מגזין: הגדלת מסגרת בכרטיס האשראי",
          "url": "https://www.max.co.il/loans/magazine/hagdalat-misgeret"
        }
      ]
    },
    {
      "id": "max-kranot",
      "name": "קרנות",
      "issuer": "מקס",
      "club": "קרנות",
      "network": "Mastercard",
      "segment": "private",
      "kind": "credit",
      "url": "https://www.supermarker.themarker.com/CreditCards/CreditCard.aspx?Card=max-kranot",
      "eligibility": "עמיתי קרנות השוטרים ובני משפחתם",
      "monthlyFeeIls": 0,
      "monthlyFeeNoteHe": null,
      "feeTiers": [],
      "firstYearWaiverMonths": 0,
      "fxFeePct": null,
      "earn": null,
      "annualCostIls": {
        "firstYear": null,
        "regularYear": null
      },
      "declaredReturnIls": {
        "firstYear": null,
        "regularYear": null
      },
      "declaredReturnUnits": null,
      "unrankedReasonHe": "יש עמלה קבועה (דמי טעינה) שעוד לא בחישוב",
      "perks": [
        {
          "type": "wallets",
          "textHe": "Google Pay, Apple Pay",
          "scope": "product",
          "validUntil": null,
          "source": "דף מוצר קרנות"
        }
      ],
      "verified": "2026-11-04",
      "sources": [
        {
          "title": "גילוי נאות ותעריפון מועדון קרנות (30-12-108)",
          "url": "https://www.max.co.il/api/umbraco/getImage?imageName=taarifon-kranot-new.pdf"
        },
        {
          "title": "דף כרטיסי MAX (לובי \u002B שאלות ותשובות)",
          "url": "https://www.max.co.il/cards"
        },
        {
          "title": "דף מוצר VICTORY",
          "url": "https://www.max.co.il/cards/victory"
        },
        {
          "title": "דף מוצר קרנות",
          "url": "https://www.max.co.il/cards/kranot"
        },
        {
          "title": "מגזין: הגדלת מסגרת בכרטיס האשראי",
          "url": "https://www.max.co.il/loans/magazine/hagdalat-misgeret"
        }
      ]
    },
    {
      "id": "max-victory",
      "name": "VICTORY",
      "issuer": "מקס",
      "club": "VICTORY",
      "network": "Mastercard",
      "segment": "private",
      "kind": "credit",
      "url": "https://www.supermarker.themarker.com/CreditCards/CreditCard.aspx?Card=max-victory",
      "eligibility": null,
      "monthlyFeeIls": 19.9,
      "monthlyFeeNoteHe": null,
      "feeTiers": [],
      "firstYearWaiverMonths": 12,
      "fxFeePct": {
        "firstYear": 3,
        "regularYear": 3
      },
      "earn": null,
      "annualCostIls": {
        "firstYear": 180,
        "regularYear": 419
      },
      "declaredReturnIls": {
        "firstYear": null,
        "regularYear": null
      },
      "declaredReturnUnits": null,
      "unrankedReasonHe": null,
      "perks": [
        {
          "type": "travel",
          "textHe": "ביטוח נסיעות: 5 ימים חינם",
          "scope": "product",
          "validUntil": null,
          "source": "דף מוצר VICTORY"
        },
        {
          "type": "wallets",
          "textHe": "Google Pay, Apple Pay",
          "scope": "product",
          "validUntil": null,
          "source": "דף מוצר VICTORY"
        }
      ],
      "verified": "2026-11-04",
      "sources": [
        {
          "title": "דף כרטיסי MAX (לובי \u002B שאלות ותשובות)",
          "url": "https://www.max.co.il/cards"
        },
        {
          "title": "דף מוצר VICTORY",
          "url": "https://www.max.co.il/cards/victory"
        },
        {
          "title": "מגזין: הגדלת מסגרת בכרטיס האשראי",
          "url": "https://www.max.co.il/loans/magazine/hagdalat-misgeret"
        },
        {
          "title": "תעריפון עמלות כללי (PDF, ר\u0022ה 30-12-117)",
          "url": "https://www.max.co.il/api/umbraco/getImage?imageName=taarifon_general.pdf"
        }
      ]
    },
    {
      "id": "max-behatsdaa",
      "name": "בהצדעה",
      "issuer": "מקס",
      "club": "בהצדעה",
      "network": "Visa",
      "segment": "private",
      "kind": "credit",
      "url": "https://www.supermarker.themarker.com/CreditCards/CreditCard.aspx?Product=6582",
      "eligibility": "חברי מועדון בהצדעה ובני משפחתם",
      "monthlyFeeIls": 0,
      "monthlyFeeNoteHe": null,
      "feeTiers": [],
      "firstYearWaiverMonths": 0,
      "fxFeePct": {
        "firstYear": 3,
        "regularYear": 3
      },
      "earn": null,
      "annualCostIls": {
        "firstYear": 180,
        "regularYear": 180
      },
      "declaredReturnIls": {
        "firstYear": null,
        "regularYear": null
      },
      "declaredReturnUnits": null,
      "unrankedReasonHe": null,
      "perks": [
        {
          "type": "travel",
          "textHe": "ביטוח נסיעות: 5 ימים חינם",
          "scope": "product",
          "validUntil": null,
          "source": "דף מוצר בהצדעה"
        },
        {
          "type": "wallets",
          "textHe": "Google Pay, Apple Pay",
          "scope": "product",
          "validUntil": null,
          "source": "דף מוצר בהצדעה"
        }
      ],
      "verified": "2026-11-04",
      "sources": [
        {
          "title": "דף כרטיסי MAX (לובי \u002B שאלות ותשובות)",
          "url": "https://www.max.co.il/cards"
        },
        {
          "title": "דף מוצר VICTORY",
          "url": "https://www.max.co.il/cards/victory"
        },
        {
          "title": "דף מוצר בהצדעה",
          "url": "https://www.max.co.il/cards/behatsdaa"
        },
        {
          "title": "מגזין: הגדלת מסגרת בכרטיס האשראי",
          "url": "https://www.max.co.il/loans/magazine/hagdalat-misgeret"
        },
        {
          "title": "תעריפון עמלות כללי (PDF, ר\u0022ה 30-12-117)",
          "url": "https://www.max.co.il/api/umbraco/getImage?imageName=taarifon_general.pdf"
        }
      ]
    },
    {
      "id": "max-executive",
      "name": "max executive",
      "issuer": "מקס",
      "club": "max executive",
      "network": "Visa / Mastercard",
      "segment": "private",
      "kind": "credit",
      "url": "https://www.supermarker.themarker.com/CreditCards/CreditCard.aspx?Product=3483",
      "eligibility": "עובדי ארגונים שמקס התקשרה איתם",
      "monthlyFeeIls": 0,
      "monthlyFeeNoteHe": null,
      "feeTiers": [],
      "firstYearWaiverMonths": 0,
      "fxFeePct": {
        "firstYear": 3,
        "regularYear": 3
      },
      "earn": null,
      "annualCostIls": {
        "firstYear": 180,
        "regularYear": 180
      },
      "declaredReturnIls": {
        "firstYear": null,
        "regularYear": null
      },
      "declaredReturnUnits": null,
      "unrankedReasonHe": null,
      "perks": [
        {
          "type": "lounge",
          "textHe": "טרקלינים: 32 $ לכניסה",
          "scope": "product",
          "validUntil": null,
          "source": "דף מוצר executive"
        },
        {
          "type": "wallets",
          "textHe": "Google Pay, Apple Pay",
          "scope": "product",
          "validUntil": null,
          "source": "דף מוצר executive"
        }
      ],
      "verified": "2026-11-04",
      "sources": [
        {
          "title": "גילוי נאות ותעריפון executive (מקומות עבודה, רעות, I need it, בוגרי העברית)",
          "url": "https://www.max.co.il/api/umbraco/getImage?imageName=taarifon_executive.pdf"
        },
        {
          "title": "דף כרטיסי MAX (לובי \u002B שאלות ותשובות)",
          "url": "https://www.max.co.il/cards"
        },
        {
          "title": "דף מוצר VICTORY",
          "url": "https://www.max.co.il/cards/victory"
        },
        {
          "title": "דף מוצר executive",
          "url": "https://www.max.co.il/cards/executive"
        },
        {
          "title": "מגזין: הגדלת מסגרת בכרטיס האשראי",
          "url": "https://www.max.co.il/loans/magazine/hagdalat-misgeret"
        },
        {
          "title": "תעריפון עמלות כללי (PDF, ר\u0022ה 30-12-117)",
          "url": "https://www.max.co.il/api/umbraco/getImage?imageName=taarifon_general.pdf"
        }
      ]
    },
    {
      "id": "max-1824",
      "name": "MAX 1824",
      "issuer": "מקס",
      "club": "1824",
      "network": "Mastercard",
      "segment": "private",
      "kind": "credit",
      "url": "https://www.supermarker.themarker.com/CreditCards/CreditCard.aspx?Card=max-1824",
      "eligibility": "חברי מועדון 1824, מגיל 18",
      "monthlyFeeIls": 0,
      "monthlyFeeNoteHe": null,
      "feeTiers": [],
      "firstYearWaiverMonths": 0,
      "fxFeePct": {
        "firstYear": 3,
        "regularYear": 3
      },
      "earn": null,
      "annualCostIls": {
        "firstYear": 180,
        "regularYear": 180
      },
      "declaredReturnIls": {
        "firstYear": null,
        "regularYear": null
      },
      "declaredReturnUnits": null,
      "unrankedReasonHe": null,
      "perks": [
        {
          "type": "travel",
          "textHe": "ביטוח נסיעות: 5 ימים חינם",
          "scope": "product",
          "validUntil": null,
          "source": "דף מוצר 1824"
        },
        {
          "type": "wallets",
          "textHe": "Google Pay, Apple Pay",
          "scope": "product",
          "validUntil": null,
          "source": "דף מוצר 1824"
        }
      ],
      "verified": "2026-11-04",
      "sources": [
        {
          "title": "דף כרטיסי MAX (לובי \u002B שאלות ותשובות)",
          "url": "https://www.max.co.il/cards"
        },
        {
          "title": "דף מוצר 1824",
          "url": "https://www.max.co.il/cards/1824-club"
        },
        {
          "title": "דף מוצר VICTORY",
          "url": "https://www.max.co.il/cards/victory"
        },
        {
          "title": "מגזין: הגדלת מסגרת בכרטיס האשראי",
          "url": "https://www.max.co.il/loans/magazine/hagdalat-misgeret"
        },
        {
          "title": "תעריפון עמלות כללי (PDF, ר\u0022ה 30-12-117)",
          "url": "https://www.max.co.il/api/umbraco/getImage?imageName=taarifon_general.pdf"
        }
      ]
    },
    {
      "id": "max-dreamcard-vip",
      "name": "DREAM CARD VIP",
      "issuer": "מקס",
      "club": "DREAM CARD VIP",
      "network": "Visa",
      "segment": "private",
      "kind": "credit",
      "url": "https://www.supermarker.themarker.com/CreditCards/CreditCard.aspx?Product=8255",
      "eligibility": null,
      "monthlyFeeIls": 17.9,
      "monthlyFeeNoteHe": null,
      "feeTiers": [
        {
          "fromMonthlySpendIls": 3000,
          "monthlyFeeIls": 12.9,
          "onlyTrack": null
        },
        {
          "fromMonthlySpendIls": 6000,
          "monthlyFeeIls": 0,
          "onlyTrack": "pinukim"
        }
      ],
      "firstYearWaiverMonths": 12,
      "fxFeePct": {
        "firstYear": 3,
        "regularYear": 3
      },
      "earn": null,
      "annualCostIls": {
        "firstYear": 249,
        "regularYear": 180
      },
      "declaredReturnIls": {
        "firstYear": null,
        "regularYear": null
      },
      "declaredReturnUnits": null,
      "unrankedReasonHe": null,
      "perks": [
        {
          "type": "travel",
          "textHe": "ביטוח נסיעות: 5 ימים חינם",
          "scope": "product",
          "validUntil": null,
          "source": "דף מוצר DREAM CARD VIP"
        },
        {
          "type": "wallets",
          "textHe": "Google Pay, Apple Pay",
          "scope": "product",
          "validUntil": null,
          "source": "דף מוצר DREAM CARD VIP"
        }
      ],
      "verified": "2026-11-04",
      "sources": [
        {
          "title": "גילוי נאות ותעריפון DREAM CARD VIP",
          "url": "https://www.max.co.il/api/umbraco/getImage?imageName=taarifon_dc.pdf"
        },
        {
          "title": "דף כרטיסי MAX (לובי \u002B שאלות ותשובות)",
          "url": "https://www.max.co.il/cards"
        },
        {
          "title": "דף מוצר DREAM CARD VIP",
          "url": "https://www.max.co.il/cards/dreamcard-vip"
        },
        {
          "title": "דף מוצר VICTORY",
          "url": "https://www.max.co.il/cards/victory"
        },
        {
          "title": "מגזין: הגדלת מסגרת בכרטיס האשראי",
          "url": "https://www.max.co.il/loans/magazine/hagdalat-misgeret"
        },
        {
          "title": "תעריפון עמלות כללי (PDF, ר\u0022ה 30-12-117)",
          "url": "https://www.max.co.il/api/umbraco/getImage?imageName=taarifon_general.pdf"
        }
      ]
    },
    {
      "id": "max-wincard",
      "name": "\u002BWINCARD",
      "issuer": "מקס",
      "club": "\u002BWINCARD",
      "network": "Visa",
      "segment": "private",
      "kind": "credit",
      "url": "https://www.supermarker.themarker.com/CreditCards/CreditCard.aspx?Card=max-wincard",
      "eligibility": null,
      "monthlyFeeIls": 19.9,
      "monthlyFeeNoteHe": null,
      "feeTiers": [
        {
          "fromMonthlySpendIls": 3000,
          "monthlyFeeIls": 15.9,
          "onlyTrack": null
        },
        {
          "fromMonthlySpendIls": 6000,
          "monthlyFeeIls": 0,
          "onlyTrack": "pinukim"
        }
      ],
      "firstYearWaiverMonths": 12,
      "fxFeePct": {
        "firstYear": 3,
        "regularYear": 3
      },
      "earn": null,
      "annualCostIls": {
        "firstYear": 180,
        "regularYear": 180
      },
      "declaredReturnIls": {
        "firstYear": null,
        "regularYear": null
      },
      "declaredReturnUnits": null,
      "unrankedReasonHe": null,
      "perks": [
        {
          "type": "travel",
          "textHe": "ביטוח נסיעות: 5 ימים חינם",
          "scope": "product",
          "validUntil": null,
          "source": "דף מוצר \u002BWINCARD"
        },
        {
          "type": "wallets",
          "textHe": "Google Pay, Apple Pay",
          "scope": "product",
          "validUntil": null,
          "source": "דף מוצר \u002BWINCARD"
        }
      ],
      "verified": "2026-11-04",
      "sources": [
        {
          "title": "גילוי נאות ותעריפון \u002BWINCARD",
          "url": "https://www.max.co.il/api/umbraco/getImage?imageName=taarifon_wincard.pdf"
        },
        {
          "title": "דף כרטיסי MAX (לובי \u002B שאלות ותשובות)",
          "url": "https://www.max.co.il/cards"
        },
        {
          "title": "דף מוצר \u002BWINCARD",
          "url": "https://www.max.co.il/cards/wincard"
        },
        {
          "title": "דף מוצר VICTORY",
          "url": "https://www.max.co.il/cards/victory"
        },
        {
          "title": "מגזין: הגדלת מסגרת בכרטיס האשראי",
          "url": "https://www.max.co.il/loans/magazine/hagdalat-misgeret"
        },
        {
          "title": "תעריפון עמלות כללי (PDF, ר\u0022ה 30-12-117)",
          "url": "https://www.max.co.il/api/umbraco/getImage?imageName=taarifon_general.pdf"
        }
      ]
    },
    {
      "id": "max-maxback-crypto",
      "name": "maxBack CRYPTO",
      "issuer": "מקס",
      "club": null,
      "network": "Visa",
      "segment": "private",
      "kind": "credit",
      "url": "https://www.supermarker.themarker.com/CreditCards/CreditCard.aspx?Card=max-maxback-crypto",
      "eligibility": null,
      "monthlyFeeIls": 19.9,
      "monthlyFeeNoteHe": null,
      "feeTiers": [],
      "firstYearWaiverMonths": 12,
      "fxFeePct": {
        "firstYear": 3,
        "regularYear": 3
      },
      "earn": null,
      "annualCostIls": {
        "firstYear": 180,
        "regularYear": 419
      },
      "declaredReturnIls": {
        "firstYear": null,
        "regularYear": null
      },
      "declaredReturnUnits": null,
      "unrankedReasonHe": null,
      "perks": [],
      "verified": "2026-11-04",
      "sources": [
        {
          "title": "גילוי נאות ותעריפון maxBack CRYPTO",
          "url": "https://www.max.co.il/api/umbraco/getImage?imageName=taarifon-maxback-crypto.pdf"
        },
        {
          "title": "דף כרטיסי MAX (לובי \u002B שאלות ותשובות)",
          "url": "https://www.max.co.il/cards"
        },
        {
          "title": "דף מוצר VICTORY",
          "url": "https://www.max.co.il/cards/victory"
        },
        {
          "title": "דף מוצר maxBack CRYPTO",
          "url": "https://www.max.co.il/cards/maxback-crypto"
        },
        {
          "title": "מגזין: הגדלת מסגרת בכרטיס האשראי",
          "url": "https://www.max.co.il/loans/magazine/hagdalat-misgeret"
        },
        {
          "title": "תעריפון עמלות כללי (PDF, ר\u0022ה 30-12-117)",
          "url": "https://www.max.co.il/api/umbraco/getImage?imageName=taarifon_general.pdf"
        }
      ]
    },
    {
      "id": "max-first",
      "name": "max First",
      "issuer": "מקס",
      "club": null,
      "network": "Visa",
      "segment": "private",
      "kind": "credit",
      "url": "https://www.supermarker.themarker.com/CreditCards/CreditCard.aspx?Product=3494",
      "eligibility": null,
      "monthlyFeeIls": 60,
      "monthlyFeeNoteHe": null,
      "feeTiers": [],
      "firstYearWaiverMonths": 0,
      "fxFeePct": {
        "firstYear": 2,
        "regularYear": 2
      },
      "earn": null,
      "annualCostIls": {
        "firstYear": 840,
        "regularYear": 840
      },
      "declaredReturnIls": {
        "firstYear": null,
        "regularYear": null
      },
      "declaredReturnUnits": null,
      "unrankedReasonHe": null,
      "perks": [],
      "verified": "2026-11-04",
      "sources": [
        {
          "title": "דף כרטיסי MAX (לובי \u002B שאלות ותשובות)",
          "url": "https://www.max.co.il/cards"
        },
        {
          "title": "דף מוצר VICTORY",
          "url": "https://www.max.co.il/cards/victory"
        },
        {
          "title": "מגזין: הגדלת מסגרת בכרטיס האשראי",
          "url": "https://www.max.co.il/loans/magazine/hagdalat-misgeret"
        },
        {
          "title": "תעריפון First",
          "url": "https://www.max.co.il/api/umbraco/getImage?imageName=taarifon_first.pdf"
        }
      ]
    },
    {
      "id": "max-tau",
      "name": "TAU",
      "issuer": "מקס",
      "club": "TAU",
      "network": "",
      "segment": "private",
      "kind": "credit",
      "url": "https://www.supermarker.themarker.com/CreditCards/CreditCard.aspx?Product=6590",
      "eligibility": "סטודנטים, בוגרים ועובדים של אוניברסיטת תל אביב",
      "monthlyFeeIls": 0,
      "monthlyFeeNoteHe": null,
      "feeTiers": [],
      "firstYearWaiverMonths": 0,
      "fxFeePct": {
        "firstYear": 3,
        "regularYear": 3
      },
      "earn": null,
      "annualCostIls": {
        "firstYear": 180,
        "regularYear": 180
      },
      "declaredReturnIls": {
        "firstYear": null,
        "regularYear": null
      },
      "declaredReturnUnits": null,
      "unrankedReasonHe": null,
      "perks": [],
      "verified": "2026-11-04",
      "sources": [
        {
          "title": "גילוי נאות ותעריפון TAU",
          "url": "https://www.max.co.il/api/umbraco/getImage?imageName=taarifon-tau-new.pdf"
        },
        {
          "title": "דף כרטיסי MAX (לובי \u002B שאלות ותשובות)",
          "url": "https://www.max.co.il/cards"
        },
        {
          "title": "דף מוצר VICTORY",
          "url": "https://www.max.co.il/cards/victory"
        },
        {
          "title": "מגזין: הגדלת מסגרת בכרטיס האשראי",
          "url": "https://www.max.co.il/loans/magazine/hagdalat-misgeret"
        },
        {
          "title": "תעריפון עמלות כללי (PDF, ר\u0022ה 30-12-117)",
          "url": "https://www.max.co.il/api/umbraco/getImage?imageName=taarifon_general.pdf"
        }
      ]
    }
  ]
}